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  • Streetwise
    started a topic Thought she was married.

    Thought she was married.

    My partner passed away six and a half years ago we were not married ,i thought she was married, anyway we had been together for 16 years and had two sons aged 8-15 when she died, i asked her pension scheme if i would qualify for a cohabiters pension and they said no.

    They have to keep the...
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  • lookingforward
    started a topic Contractual Parking Charge Notice

    Contractual Parking Charge Notice

    Hi, hope someone can help.

    Daughter was using my sons car for work and parked in a b&m car park where her boyfriend has parked loads of times for his job as it's free (no parking at their place of work).

    Son gets a letter from G24 Ltd stating the car was parked for 405...
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  • Pop25312
    started a topic Restons


    I have a debt held with Cabot that I was paying a £1.00 token payment and in May 2013 made a CCA request, I received letter back saying they did not have the information and the agreement was currently unenforceable and so I stopped the £1.00 token payment.
    Now receiving letters from...
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  • Supergrover
    started a topic Failed IVA

    Failed IVA

    I am looking for some advice as I have some old debt from a failed IVA, the last payment I made to the IVA was Feb/Mar 2009, I am just starting to get letters from recovery companies offering "huge discounts". I never heard from the IVA company after my last payment despite asking them for...
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  • Ahhhh the headache - Where to start with setting up my own business

    So 2016 is going to be a much more interesting year as I'm planning on setting up my own IT Consultancy business - mainly for Windows based Configuration Management but I'll be branching out in the *nix world as well.

    But this is where is becomes a messy myriad of how to get this from...
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  • Natty
    started a topic Pounds to Pocket

    Pounds to Pocket

    Hi SnV,

    Happy New Year to you, let's hope it s kind to all of us.

    I thought I would start a new thread for P2P, which was incorporated in my LS thread.

    If you remember I sent a letter of compliant in April 2015 and received a response back saying I would have...
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  • Deepie
    started a topic VW scandal: 1.2m UK vehicles affected

    VW scandal: 1.2m UK vehicles affected

    Volkswagen has announced that nearly 1.2 million of its vehicles sold in the UK are fitted with the software behind the emissions scandal.

    It includes diesel-powered cars with the VW brand, Audi, Seat and Skoda as well as VW commercial vehicles.

    More ---->
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  • Sick of Spammers? New Laws come into effect today

    As of today there's changes that apply to us all. Spam calls / texts!

    Previously, the ICO only really had powers to fine firms if the calls made caused you damage in any way (other than civil procedures for harassment - think Roberts v Bank of Scotland). From today, that all changes. The...
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  • NancyBlackett
    started a topic Barclaycard, originally Egg card

    Barclaycard, originally Egg card


    I have a Barclaycard I can't afford to pay as out of work and it has defaulted. From reading threads I need to work out if they have original Credit Agreement I signed. Can someone send me the latest link for the CCA request letter? The links are broken in older threads. Also does...
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  • Jakka_uk
    started a topic 1st Credit - Unknown Debt

    1st Credit - Unknown Debt

    My partner has received a letter from 1st credit which did not really have any details on it; so we called to find out what it related to.

    They are saying he has an unsecured loan from City finance for £1336.39 which has not had a payment since 28/02/2006. He has no idea what this could...
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  • Pawly555
    started a topic council tax

    council tax

    Hi. Can the council get a ccj against you without us actually going to court?

    They have just put it on credit file.....? We haven't been to court!? So are confused. We were not served any papers prior to this either. Help please. Thank you very much.
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  • GRACE & ANR – v– BLACK HORSE LIMITED [2014] EWCA Civ 1413 30/10/2014

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    Last edited by Never-In-Doubt; 30th October 2014, 14:52. Reason: added pdf inline

  • Pat
    started a topic DWP, HB and Students

    DWP, HB and Students

    This is a two part thread to be honest and I will link both parts when I have done them.

    Anyway , I have just started a degree and went into the council last week to hand in my Uni registration documents and also tell them about telling the DWP I was starting Uni. ( See other thread)...
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    Last edited by Pat; 5th October 2014, 13:37.

  • rod
    started a topic Lowell harrasment

    Lowell harrasment

    I have been receving letters from lowell dating back to Jan 14 demanding payment of £1390,97 for a old lloyds bank A/C dating back to 2007. I send them a CCA letter on 21/3/14 requesting a copy of the original overdraft agreement. They replied on 21/7/14 stating that they sent me statement of the...
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  • Betty
    started a topic Fredrickson International

    Fredrickson International


    I am being hounded by Frederickson International. They are chasing me regarding a Capital One debt so far they have text me every morning this week at 830, they have called my landline - I have no idea how they have got the number as it is ex directory and only one person has the...
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    Last edited by Betty; 1st October 2014, 20:04.