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  • alfie
    started a topic Remortgage Equity Release

    Remortgage Equity Release

    Good evening.
    My query is if anyone knows off hand about remortgaging an existing equity release which provided an initial lump sum then a monthly payment. The sticking point is that it appears that the monthly payment cannot be stopped unless the whole existing amount is redeemed. The wish...
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  • Strepsi
    started a topic Personal Tax - Ltd Company Dissolved

    Personal Tax - Ltd Company Dissolved

    Quick question, my wife's business has recently dissolved as yet my wife who was the sole director and employee of the business hasn't completed her personal tax return.

    What is the best way to complete her return, she never took payslips, only bank statements... how would HMRC check...
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  • fiscalfool
    started a topic Credit Cards - To close or not to close?!

    Credit Cards - To close or not to close?!

    Hi All

    As part of my journey back from Bankruptcy, I have three Credit Cards:

    Vanquis 4000 Limit
    Aqua 4350 Limit
    CapitalOne 1750 Limit

    I've just come into some money and cleared all balance on those cards.

    My credit rating is still...
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  • Spent2much
    started a topic carers allowance

    carers allowance

    My dad is in a care home permanent now so my mum is on her own . She is a cancer survivor she has asthma and is bent over with age sciatica - she cannot make her own meals properly as she can't stand straight so i make them for her and i am there twice a day to make sure she has eaten and i do all her...
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  • AAD News Feed
    started a topic Thousands of firms sued for rate arrears

    Thousands of firms sued for rate arrears

    Thousands of firms sued for rate arrears

    This is a duplicate of the Blog Entry made on: 22nd February 2017 07:06
    Thousands of businesses across England and Wales were taken to magistrates courts last year for non-payment of their business rates.

    The rates advisory firm
    ...
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  • Zeppelin
    started a topic Zeppelin's UE Diary

    Zeppelin's UE Diary

    Hi.

    Some of the UE Diaries start with some background whilst others don't seem to but I reckoned I should provide some background, partly as it might help other forum readers and partly to give Niddy and the other advisers relevant background details on specific debts.

    I...
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    Last edited by Zeppelin; 19th February 2017, 10:08.

  • Sidmouth summerhouse crashes over cliff edge

    Mr Griew, 69....Mr Griew said he had lost 20m of garden since he bought his home in 1997. And at the current rate of erosion of about 1m a year, he has about another 40 years left before his house collapses.

    Well all I can say is enjoy the view .....and if he does live to be 109 he can...
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    Last edited by Deepie; 8th February 2017, 21:16.

  • DaveyBoy
    started a topic Arrangement to Pay and default notices

    Arrangement to Pay and default notices

    Hi Niddy
    Basically I've got alot of unsecured debt that I'm now struggling to pay off. The majority of which has been used on house extension and improvement. Can't afford all my repayments each month now and have approached mortgage provider to remortgage to consolidate debt, no joy cos of my...
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  • DaveyBoy
    started a topic Debt problems - Any Ideas

    Debt problems - Any Ideas

    Hi, hope everyone is well

    Any advice thought on the below would be much appreciated and I know I'm in the right place to receive it

    Basically I'm still going through a UE journey now 5 years on and all is quiet with this, but now find myself in a new predicament

    ...
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  • KKA
    started a topic Sale of Debt - CCJ

    Sale of Debt - CCJ

    Hi Guys
    Wonder if anyone can offer some advice on the following.

    In 2013 i was issued with a County Court Claim from an original debt owed from a defaulted balance - default date 2011.
    At the time i was making agreed monthly payments and my offer was to continue this at the...
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  • Civil service classic pension early release of pension due to ill health

    Are there any pension experts? I'm just starting stage two of appeal for my pension on ill health. Stage one was refused even though I have medical evidence to prove my problems permanent, they are still using their opinion that it's not.
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  • co-op bank has no signed aggreement

    hi all
    i contacted my credit card issuer, to ask for the 1. signed aggreement,and 2. complaint regarding there monthy fee. i have received the final responce , they advised in there letter that they do not have a copy of my signed aggreement and to try to substantiate my query regarding monthly...
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  • Hoist Portfolio Holding 2 limited ( Howard Cohen and Co ) v DangerMouse - Issued 4 October 2016

    Your AAD Forum Username

    DangerMouse

    Name of Claimant

    Hoist Portfolio Holding 2 limited

    Name of Claimant's Solicitors

    Howard Cohen and Co

    Claim Issue Date

    4 October 2016

    Who Signed the Claim Form?

    An Individual (i.e.
    ...
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  • LeeC
    started a topic Offer to Lloyds

    Offer to Lloyds

    hi

    i owe Lloyds 1,573 on a loan i had with them

    can anyone suggest an amount as a first offer, i dont want to go too high obviously but then i dont want to offer something so low it looks ridiculous, any help appreciated

    i dont have any money saved yet im just...
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  • Asav7
    started a topic NRAM together mortgage unsecured loan query

    NRAM together mortgage unsecured loan query

    Hi, I have joined with a view to getting help with the following. In 2007 we took out a dreaded Together Mortgage. The unsecured element which was initially 22048 is the the reason for my question. I rang NRAM a few years ago and asked if it was possible to settle the unsecured element only and continue...
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