CCAresponse from MBNA / Abbey National - is this enforceable>

[January2015]

Re: CCAresponse from MBNA / Abbey National - is this enforceable>

Can you email me unedited copies please?

webmaster@all-about-debt.co.uk

Done - thank you for your help with this.

[Never-In-Doubt]

Re: CCAresponse from MBNA / Abbey National - is this enforceable>

Can you email me unedited copies please?

webmaster@all-about-debt.co.uk

[Riz]

Re: CCAresponse from MBNA / Abbey National - is this enforceable>

Welcome.

Niddy (site owner) may want to see unedited copies, but I'll let him comment later if he is about. In the meantime, sit tight.

[January2015]

Hi

We, as a couple, have about £85k of debt. We have been with Stepchange for one year and have just moved to self-managed. We decided to CCA our one credit card which pre-dated 2007. Their initial response was a load of rubbish with current T&Cs. We went back (advice from the brilliant FERMI on MSE) and they have now sent us the documents on the links below. Although they look right to me, i.e. enforceable, Fermi suggested I get them checked out over here....so here goes and any advice, guidance gratefully received (even if it is that we have to pay it). Hope I have done this right with uploads/access to the image files - never done this before so if I've got it wrong please let me know what I should be doing.