Hi,
I (nor anyone else for that matter) has seen of heard from my ex partner (not married) for nearly 8 years.
I have since re-married and have a child with my wife - we've been married for 6 years.
I understand from Landmark that I can do nothing without my...
491 results in 0.0178 seconds.
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Joint Owned. Mortgage in both names.
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Arrow Global Limited vs sagesi - issued 28 April 2017
I've received a claim form from Restons Solicitors Limited acting for Arrow Global Limted regarding a Mark and Spencer credit card for the sum of £5203.98 including court fee and legal cost.
A little history about myself.
I've had many credit cards/loans and had never missed a payment... -
Ratesetter loan agreement
Hi all
I am currently in a DMP with stepchange and one of the members of MSE forum advised me to join this forum to check whether my agreements were enforceable. I believe my credit card will be however I am unsure about my agreement with ratesetter.
Is there anyone who could... -
CCA
So after months of deliberation I have decided to go down this route. I have debts both pre and post 2007 that are still outstanding. Is it worth sending off for post 2007 agreements as I get the impression these are exempt. Also do I send to the original lender or to the DCA? Any advice, including... -
Reconstituted Agreements
I've been reading the excellent AAD guide to UE as a result of which I think I've got a better understanding of most aspects of UE, or so I thought at first! I'm sure I read somewhere that for Pre-April 2007 credit card accounts reconstituted agreements are NOT "valid,true copies and unacceptable".... -
HFX C.Card from 2002 now with 1st Credit
Hi everyone
I'm being pursued by 1st Credit for an old HFX Ccard debt – not stat barred until August/Sept
Haven't received Claim yet, but they have had Lester Aldridge write to me giving me 16days to pay 1st Credit etc etc
I can upload or PM several pics here hoping for some... -
Joint Owned...court now?
Hi everyone,
I am aware that there is lots of stuff out there regarding this. But every case has its unique peculiarities eh?
Joint owned. She left around 8 years ago.
Not seen ex partner for 8 years over which period I paid the mortgage on the dot - never left... -
Unenforceability Issues - how best to react?
Hi
I was told about how helpful AAD is this week and even after just half a hour looking around that seems like an understatement! Could anyone help with this enquiry please? As general background I have multiple credit card accounts; all defaulted between Sept 2009 and June 2010; all are... -
S B Credit card and bank account threatened to pass to Howard Cohen
I have a credit card and a bank account both were HSBC. They were defaulted in 2008 and then sold to MKDP. I had not heard anything from HSBC and just the odd letter from MKDP until Hoist Portfolio took over MKDP and I have ignored the letters from Hoist since. The last payment to both accounts were... -
LarimarBlue's UE Diary
Hi, I'm new on here so hopefully I'm posting in the right place!
I received standard letters from PRA Group on behalf of Verde Experto requesting payment or offering settlement terms for a credit card I'd originally taken out with MBNA in 2002.0 I have simply been ignoring all of them.... -
cabot financial (UK) ltd ( restons ) v niterider - Issued 22 December 2015
Your AAD Forum Username
niterider
Name of Claimant
cabot financial (UK) ltd
Name of Claimant's Solicitors
restons
Claim Issue Date
22 December 2015
Who Signed the Claim Form?...
An Individual (i.e.Last edited by cymruambyth; 7 June 2016, 13:22. -
RBS Mint - My signature on SAR
Hello
I hope that I've posted this in the right place.
I've had financial problems for some 13/14 years and I had an arrangement with Mint (credit card) for most of that time paying back a very nominal amount each month.
Recently, I submitted a SAR to RBS regarding... -
Lloyds/Cabot/Marlin
5 years ago Niddy gave me tremendous help with accounts with Halifax and Yorkshire Bank. I don't think they are quite statute-barred yet so I'm not completely safe, but I have heard nothing for a long while so I'm hopeful that's 27 grand I'll be relieved of.
I have a third account taken... -
Consumer Credit Regulations 1983 3(2)b
Hi,
I'd appreciate any clarification of this.
The Halifax have sent me a photocopy of a Credit Card Agreement which appears to have my dated signature on, however the signature/date space on behalf of Halifax plc is blank. The letter from Halifax states the following:The copy... -
Help please with a cca response Mbna.
Hi, January15 has pointed me in your direction. I too have cca'd 2 accounts with Mbna. For 1 I have a letter - sorry we can't find your paperwork it's unenforceable but still pay' that is for £21k. The other one I'm baffled by to be honest. They have sent me an agreement. It's my signature and the...