I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.
The original creditor was mbna.
The debt has never been on my credit file.
Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting...
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Drydensfairfax Solicitors Default
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Reconstituted Agreements
I've been reading the excellent AAD guide to UE as a result of which I think I've got a better understanding of most aspects of UE, or so I thought at first! I'm sure I read somewhere that for Pre-April 2007 credit card accounts reconstituted agreements are NOT "valid,true copies and unacceptable".... -
New Day / Debenhams direct debit harassment
So some of you may know the ill health my mother has had recently and with everything going on we have been paying her Debenhams store card late every month. New Day rang her and was really pushing her to set up a direct debit. Wouldn't take no for an answer.
So she gave me permission... -
FCA fines CT Capital Ltd for failures related to PPI complaint handling
FCA fines CT Capital Ltd for failures related to PPI complaint handling
This is a duplicate of the Blog Entry made on: 5th June 2016 07:02
The Financial Conduct Authority (FCA) has today fined CT Capital Ltd (CT Capital) £2,360,900 for serious failings in its historic Payment Protection... -
time to sort this mess out
Hi toeveryone in the forum and thank you for all the info available to help me makea start on my financial mess.
my story started about 10 years ago with a lot of unsecured debt to the tune of£35k, I have been on dmp and never missed a payment, I never reallyquestioned the debts and threats... -
CCAresponse from MBNA / Abbey National - is this enforceable>
Hi
We, as a couple, have about £85k of debt. We have been with Stepchange for one year and have just moved to self-managed. We decided to CCA our one credit card which pre-dated 2007. Their initial response was a load of rubbish with current T&Cs. We went back (advice from the brilliant... -
NEW 2016/17 Weight Loss Support thread
Welcome to the NEW weight loss support thread
Whether you want to lose weight or just keep a healthy lifestyle, this is the place to come for encouragement and support.
Although the weather outside is awful, now is the time to start getting in shape before summer.
...Last edited by Pixie; 1 March 2017, 10:26. -
Water Meters
Just got a letter through from South East Water telling me they're going to fit a water meter. Problem is I think they've already done so. All the water cock covers outside have been replaced and the missing paving slabs tarmacced over. I'm assuming under there there will lurk a meter.
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CAPITOL ONE Vs MYSELF
original thread here http://forums.all-about-debt.co.uk/s...d=1#post145880
have started this new thread because the other thread is mixed up ,have done the CCA posted up the reply [POST 14] on the link ,which niddy says was UE... -
CCA requested Barclaycard do they have required paperwork
hi all
I requested a CCA from Barclaycard awhile back, its now with a DCA does the CCA request show the relavant info for it to be valid if that makes sense
all I got was the following
I write further to a letter requesting a copy of your excuted agreement... -
Legal Beagles
Did you know that a Legal Beagle is slang for the slang noun, Legal Eagle?
We don't use the phrase much in the UK, nor do we use the term Legal Eagle - I wonder why not?
Lets discuss...... -
Experian Credit Score, ZERO? HOW?!
Hi guys,
My fiance and I are moving out and I've just checked my credit report and it's score is now 0, it was like 156 before, but I have positives on my credit report, not just negatives. Yes more negatives than positives but still, surely it should be more than 0?!
Thanks... -
Second default by Lloyds
LLoyds registered a default on my account ages ago. In 2008 they changed some terms of the agreement, but didn't issue a new agreement. In 2010 they defaulted again and registered another default with the CRAs. In 2011, thanks to AAD they discontinued on their court claim
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Am I correct that... -
Fightinghard's Diary
http://forums.all-about-debt.co.uk/s...NE-CREDIT-CARD
Linked from original Thread
I have opened this thread as a Diary as there are now 5 Debts being considered rather than the original one debt although 4 of these debts are post 2007 so probably...Last edited by fightinghard; 22 June 2015, 17:03. -
NatWest customer payments go 'missing' after glitch
NatWest customer payments go 'missing' after glitch
This is a duplicate of the Blog Entry made on 17th June 2015 11:38.
*Royal Bank of Scotland says the technical problem has been solved but it cannot say when funds will reappear in customer bank accounts* NatWest...
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