I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.
The original creditor was mbna.
The debt has never been on my credit file.
Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting...
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Drydensfairfax Solicitors Default
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BOI -> BOIG Creditor?
Have seen a letter advising an erstwhile BOI credit card defaulter (now SB) following the non-payment route that he is a creditor. "As a creditor he must by law be informed of the change to the structure of the bank which is now changing its name from Bank of Ireland to Bank of Ireland Group",... -
Alfies Diary
Evening.
Starting this slightly unusual one as it relates to a current account overdraft and a request for its credit agreement given the newer rules on overdrafts.
The newish rules say that a credit agreement is required for overdrafts after 2011.
In this case however the 'draft was...Last edited by alfie; 22 May 2017, 18:12. -
Paying council direct
Hello all tried to settle an old Pcn from the council after a visit from the bailiffs they sent my cheque back and also blocked my payment online I thought I had a right to avoid the bailiff and settle with the creditor direct
Many thanks -
UE Journey Begins
After about 10 years with Step Change I have decided to go the UE route. Eleven creditors and 41k of debt!! I would be struggling to pay this back before retirement, I have diligently paid Through Step Change and sacrificied a lot, no holidays, no pension etc. CCA requests have been sent to all creditors... -
CCA response
Hi , new here , someone recommended this site.
I got into debt after a divorce and was in a DMP. I stopped paying the DMP in October as the company was no longer able to operate so have decided to sort stuff out myself. I sent off some CCA requests to three debts and have had back a couple... -
Welcome to runcie
Hi runcie and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Welcome to Moopheeone
Hi Moopheeone and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Moorcroft and Wescot are not the DP
Five of my accounts are with Moorcroft and another two with Wescot. I sent CCA request letters for all of them recently and have received replies which in all cases say .... "in line with our client's procedure you are required to contact our client directly..." or .. "we are not the... -
Welcome to Worriedme
Hi Worriedme and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Welcome to seelam_1
Hi seelam_1 and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Welcome to BuntyBearFace
Hi BuntyBearFace and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Welcome to debtnewbie
Hi debtnewbie and welcome [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/1-hello.gif[/img]
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Welcome to indirestraits
Hi indirestraits and welcome [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/1-hello.gif[/img]
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Checkng for 'previous debtor'markers
Has anybody ever requested a SAR from a creditor where the debt is SB and Default annulled?
Most financial systems delete records after 7 years of the last activity. The cost of maintaining, archiving records, and recalling archived records is high. So will past creditors keep and check...
