GDPR Cookie Consent by SimpleServe Privacy Script HSBC & DG Solicitors - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

HSBC & DG Solicitors

Collapse
X
Collapse
 
  • Page of 5
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 2 3 4 5 template Next
  • #1

    HSBC & DG Solicitors

    I took out a loan in 2008 with HSBC but lost my job, so couldn’t afford the repayment. I informed HSBC and they passed the debt onto DG Solicitors and I have been paying them ever since.

    What I want to know, as I have also just found out that they are HSBC's 'in-house' DCA (like Reliable Collections are for JD Williams), can they add a charge just for handling the debt as I have requested a full payment history from them and they have sent me one.

    There is a charge of £66.62 and then the debt listed. If I can, I am going to question this amount with them and demand it to be removed from my debt as I don't see why they should add anything to the debt.

    As they are their 'in-house' DCA they didn’t 'buy' the debt and there should be no 'handling fee' (again, like RC, who charged me £99 a pop for 2 accounts they took over but I managed to get them to admit they were ), I don't see why I should have to pay it as well as the loan debt.
    I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA's
    Tags: account, accounts, act, action, assessment, bank, cash, cca, cca request, charges, comi, consumer, consumer credit, consumer credit act, credit act, credit agreement, current account, dca, debt, details, fine, halifax, hsbc, jd williams, legislation, letter, loan, loans, lost, niddy, orange, overdraft, pay, purchase, questions, reliable collections, s.74, sar, signature, solicitor, solicitors, state, template, unenforceability, £50
  • #2
    Re: HSBC & DG Solicitors

    Have you ever requested a CCA for this ?

    How much is the loan for ?
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

    Comment

    • #3
      Re: HSBC & DG Solicitors

      Originally posted by in 2 deep View Post
      Have you ever requested a CCA for this ?

      How much is the loan for ?
      See DCA's and statement of account - allaboutFORUMS
      I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA's

      Comment

      • #4
        Re: HSBC & DG Solicitors

        How much is the loan for ?
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment

        • #5
          Re: HSBC & DG Solicitors

          Originally posted by in 2 deep View Post
          How much is the loan for ?
          Soz, thought I'd put it in the other thread... was just over £6k
          I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA's

          Comment

          • #6
            Re: HSBC & DG Solicitors

            I don't see any harm in sending a CCA request off.......

            I have a Halifax loan taken out after April 2007 ......
            not heard a thing for over 2 years now....
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

            Comment

            • #7
              Re: HSBC & DG Solicitors

              I think Niddy was going to suggest that but for some reason didn't?

              Niddy, if you're there, why not?
              I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA's

              Comment

              • #8
                Re: HSBC & DG Solicitors

                Originally posted by pooky2483 View Post
                I think Niddy was going to suggest that but for some reason didn't?

                Niddy, if you're there, why not?
                Niddy is away until Saturday......

                But like I said, I don't see any harm in sending a CCA request off
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                • #9
                  Re: HSBC & DG Solicitors

                  Originally posted by in 2 deep View Post
                  Niddy is away until Saturday......

                  ...You didn't bury him deep enough then!
                  I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA's

                  Comment

                  • #10
                    Re: HSBC & DG Solicitors

                    yea send off for a CCA..... no reason that you never?
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                    Comment

                    • #11
                      Re: HSBC & DG Solicitors

                      Originally posted by pooky2483 View Post
                      I think Niddy was going to suggest that but for some reason didn't?

                      Niddy, if you're there, why not?
                      Deepie looks after the UE stuff and if he suggests a course of action, chances are I will agree anyway (he knows his stuff).

                      I don't know why you never sent for a CCA, but it is the correct course of action here.
                      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                      Comment

                      • #12
                        Re: HSBC & DG Solicitors

                        Who would I send it to, DG or HSBC?
                        I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA's

                        Comment

                        • #13
                          Re: HSBC & DG Solicitors

                          It's DG you're paying isn't it, so send it to them.
                          Let your smile change the world but don't let the world change your smile

                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment

                          • #14
                            Re: HSBC & DG Solicitors

                            Originally posted by pooky2483 View Post
                            Who would I send it to, DG or HSBC?
                            Who wrote to you last ?
                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment

                            • #15
                              Re: HSBC & DG Solicitors

                              I had a 2007 Halifax loan. Did you get the papers couriered to the house to sign, Pookie?

                              Comment

                              Previous 1 2 3 4 5 template Next
                              Working...
                              X