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  • jamespeter2296
    started a topic Is it possible to stop payday loans?

    Is it possible to stop payday loans?

    Hello, I do have a payday loan from a three different third party company of 6500 pounds and they are still active by managing with late payments from the past 4 months due to the loss of my current job. So will I able to manage to stop these loans by contacting the lenders and explain the situation...
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  • 5corpio
    started a blog post Wonga payday firm stops offering new loans

    Wonga payday firm stops offering new loans

    Payday lender Wonga has said it is no longer accepting new loan applications as it teeters on the brink of collapse. The company said in a statement on its website that it was continuing to "assess its options" and existing customers could still use their services to manage their loans. It...
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  • Alexpope101
    started a topic Sunny Loans Debt

    Sunny Loans Debt

    Hello I’m 18 and got my self in 700 debt with sunny loans.
    ive got 4 loans out currently and spent this all on gambling. I’ve lost all of it and I lied about my job as I’m currently unemployed. I have payments coming up and I don’t have a penny. I don’t know what I can do and I don’t...
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  • 5corpio
    started a blog post End of mega-cheap personal loans?

    End of mega-cheap personal loans?

    Strikingly cheap high-value loans and long 0% credit card balance transfer deals could be coming to an end, an expert has suggested. Andrew Hagger, an analyst at financial consultancy Moneycomms, said that sub-3% interest loans of more than £10,000 were now very rare. The length of credit card 0% balance...
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  • 5corpio
    started a blog post Loan sharks 'hang around the school gates'

    Loan sharks 'hang around the school gates'

    Loan sharks have stood at school gates handing out cards to children as they leave, suggesting mums call them if they need new trainers. Illegal money lenders have also stationed themselves outside food banks, in casinos, or outside post offices to wait for pensioners. The reports come in a new review...
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  • 5corpio
    started a blog post Payday lender Wonga records £65m loss amid overhaul

    Payday lender Wonga records £65m loss amid overhaul

    Wonga - Britain's biggest payday lender - posted pre-tax losses of nearly £65m in 2016, but claims its business has been "transformed". The short-term lender had previously admitted it had "lost its way" under its old management and had been accused of targeting the vulnerable....
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  • InvisibleMan
    started a topic Invisible Man's UE diary

    Invisible Man's UE diary

    Background to how I got into this mess:

    Around 10 years ago I had a well-paid job and a top notch credit score. I had a few credit cards I hardly used, but no outstanding debt. I went into a lone business venture for a pension pot. I borrowed heavily through bank loans. They couldn’t...
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    Last edited by InvisibleMan; 11th June 2017, 19:44.

  • InvisibleMan
    started a topic hello!

    hello!

    Just wanted to introduce myself. I joined the forum last June, but the illness and then bereavement of a very close family member took me offline for some time. I've been dipping in and out of the site more recently and have to say I find the approach and advice bang on the money, this is the site I...
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  • New payday loan regulations come into force

    New payday loan regulations come into force

    This is a duplicate of the Blog Entry made on: 31st May 2017 09:32
    New payday loan regulations come into force on Friday, requiring all online lenders to advertise on at least one price comparison website.

    The new rules are
    ...
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  • Can creditors force a house sale to claim back their money

    Hi all, thanks for all the help you give.

    I have been on a DMP for 5 to 6 years now and want to go self managed and put my creditors on token payments until I have CCA's back (or not as the case may be). My only concern is that the creditors might choose to force me into selling my house...
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  • Bad credit history but all say settled ?

    Hi I'm new to the forum, I've been looking into my credit file. I use to be a real nightmare with paying things, but for the last 4-5 years, I've been better with it. all my payments except 1 have either been settled or I'm still paying them egs. I just don't understand how it can be so bad,...
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  • cymruambyth
    started a topic Annual Statements

    Annual Statements

    Can someone please clarify the situation regarding annual statements?

    What are supposed to receive them for?
    If you dont receive them does this make a debt UE?
    Can this be rectified?

    Thank you
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  • Frosty873
    started a topic Help and advice for debt of over £80k+

    Help and advice for debt of over £80k+

    Hello all I'm new to this forum and I'm really hoping you are all a friendly bunch who won't judge me too much

    My husband and I have always been in debt for as long as we've been together, and we are at the point where we are just being crippled every month with high interest and fallen...
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  • dudedj
    started a topic Debt/income expenditure form

    Debt/income expenditure form

    Hi. Im new here and looking for some help.

    A bit of background info:

    I was in debt for a good few years starting about 8 years ago. Eventually cleared it up via a DMP 3 ish years ago. My credit score was destroyed then and still hasnt recovered but is very slowly creeping...
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  • Credit Card Debts...Advice Please

    Good Evening, I am posting on behalf of my daughter who is now in the middle of her financial settlement, and needing my support. Without going into the details, during her marriage she built up debt with three credit cards, all part of the marital problems at the time. However its reached a point now...
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