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  • dontknow
    started a topic dontknow's UE diary

    dontknow's UE diary

    Type of account - Credit card

    Date commenced - 2001

    Approx balance - £17,000

    Date last paid - May 2015

    Are you on arrangement or not paying- Not paying

    Status – Default

    Account owner – DCA


    Aug 2015 Received reply
    ...
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    Last edited by dontknow; 11th October 2016, 15:24.

  • State pension outcasts to receive warning letters

    State pension outcasts to receive warning letters

    This is a duplicate of the Blog Entry made on: 23rd June 2016 10:23
    Letters will be sent to more than 100,000 people who are set to miss out on the new state pension owing to a lack of contributions.
    A rule imposed in April
    ...
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  • kai
    started a topic Attached CCA - Enforceable or Not

    Attached CCA - Enforceable or Not



    Hi All,

    I would appreciate some feed back on the attached CCA which was eventually received after issuing Capital One with an SAR in Sept. 2009.
    I have erased the name and address of the account holder which was located in the top left side of page 1, which was correct....
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  • Spent2much
    started a topic Received my PIP form today

    Received my PIP form today

    I just received my PIP form today and im not going through with it , just had a massive panic attack reading all about the assessment i can't cope with this anxiety over this and waiting for the assessment will cause me more illness im in tears here and there is no way im going to put a claim in i just...
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  • AAD News Feed
    started a topic HSBC online banking is 'attacked'

    HSBC online banking is 'attacked'

    HSBC online banking is 'attacked'

    This is a duplicate of the Blog Entry made on: 31st January 2016 08:32
    HSBC says it "successfully defended" an attack on its online banking system but services are disrupted on a key day for many people's personal finances.

    ...
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  • mgfboy
    started a topic Ccj's from hmrc

    Ccj's from hmrc

    As part of my fall out with the world of credit, I encured the warth of hmrc. They got a ccj against me 3 years ago ( which I'm stil fighting, but that's another story).

    my question is this , is it right that they should still be applying interest and penalties on and amount that they have...
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  • Iain Duncan Smith plans changes to benefit assessments

    Iain Duncan Smith plans changes to benefit assessments

    This is a duplicate of the Blog Entry made on 24th August 2015 18:41.

    *Iain Duncan Smith is planning a shake-up of the rules on sickness benefit to encourage more people into work. * The work and pensions secretary......
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  • Class 2 National Insurance to merge with Self Assessment

    From April 2016 Class 2 National insurance contributions will merge with Self Assessment.

    In the past, when someone registers as self employed, HMRC would automatically register them also for Class 2 National Insurance. Class 2 is an additional contribution all self employed persons must...
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  • Debbs
    started a topic HMRC want £5500.00 in tax paying in 7 days

    HMRC want £5500.00 in tax paying in 7 days

    Hi Guys, Can someone please advise me how my friend should deal with a demand for tax. She is self employed and has various debts one of which is tax. She completed her tax returns over 5 years all at once last year which ended in a tax bill of around £8K. Her income has fallen by half due to commissions...
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  • Hughie
    started a topic Hughie's UE Diary

    Hughie's UE Diary

    Asda/Santander/Niceday
    Type of account - Credit card
    Date commenced – 11.2.2009
    Approx balance - £2,345
    Date last paid – 19/01/2015
    Are you on arrangement or not paying – Was making reduced payment but have now stopped
    Status – Default Notice 30.9.2014
    Account
    ...
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  • fightinghard
    started a topic CAPITAL ONE CREDIT CARD

    CAPITAL ONE CREDIT CARD

    Hello all


    A while ago I saw on the internet that for several reasons some pre 2007 C.C.A. agreements may be unenforceable and as I have a 2002 Credit Card agreement with Capital One which is in default I became intrigued so investigated further and came across this forum. The postings...
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  • nightwatch
    started a topic RBS reducing overdraft

    RBS reducing overdraft

    we have had an account with RBS for years, It got upped to a royalties account with agreed overdraft about 20 years ago when we got asked in for an assessment,Hadn't used it for 10+years as hubbys wages were paying off the overdraft and then going back into overdraft to live, so we changed bank accounts...
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  • clueless24
    started a topic Direct Payment

    Direct Payment

    I have a question regarding Direct Payments does anyone have any knowledge on the subject because we are all really struggling trying to work out what information is correct?
    Long story short my Grandson (3 years old) has been assessed and qualifies for direct payment to pay for his care which...
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  • Claiming PIP & expecting ATOS will Force us to Appeal

    Hi guys - and please move this thread if it is in the wrong place - I have a habit of sitting in the wrong seat and pressing the wrong buttons !!! I've spent a few years in these forums dealing with bank charges & PPI etc., and I like to think I'm pretty clever with that stuff - but the damage...
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  • vossy
    started a topic FOS and Lloyds

    FOS and Lloyds

    I have received an email from the FOS and in it they tell me this:

    We have been working at an executive level with Lloyds Bank to improve the quality and also the type of information that they provide us with. Unfortunately, your complaint is part of a group of cases where we have not received...
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