Type of account - Credit card
Date commenced - 2001
Approx balance - £17,000
Date last paid - May 2015
Are you on arrangement or not paying- Not paying
Status – Default
Account owner – DCA
Aug 2015 Received...
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State pension outcasts to receive warning letters
State pension outcasts to receive warning letters
This is a duplicate of the Blog Entry made on: 23rd June 2016 10:23
Letters will be sent to more than 100,000 people who are set to miss out on the new state pension owing to a lack of contributions....
A rule imposed in April
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Attached CCA - Enforceable or Not
Hi All,
I would appreciate some feed back on the attached CCA which was eventually received after issuing Capital One with an SAR in Sept. 2009.
I have erased the name and address of the account holder which was located in the top left side of page 1, which was correct....
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Received my PIP form today
I just received my PIP form today and im not going through with it , just had a massive panic attack reading all about the assessment i can't cope with this anxiety over this and waiting for the assessment will cause me more illness im in tears here and there is no way im going to put a claim in i just...
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HSBC online banking is 'attacked'
HSBC online banking is 'attacked'
This is a duplicate of the Blog Entry made on: 31st January 2016 08:32
HSBC says it "successfully defended" an attack on its online banking system but services are disrupted on a key day for many people's personal finances....
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Ccj's from hmrc
As part of my fall out with the world of credit, I encured the warth of hmrc. They got a ccj against me 3 years ago ( which I'm stil fighting, but that's another story).
my question is this , is it right that they should still be applying interest and penalties on and amount that they have...
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Iain Duncan Smith plans changes to benefit assessments
Iain Duncan Smith plans changes to benefit assessments
This is a duplicate of the Blog Entry made on 24th August 2015 18:41.
*Iain Duncan Smith is planning a shake-up of the rules on sickness benefit to encourage more people into work. * The work and pensions secretary......
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Class 2 National Insurance to merge with Self Assessment
From April 2016 Class 2 National insurance contributions will merge with Self Assessment.
In the past, when someone registers as self employed, HMRC would automatically register them also for Class 2 National Insurance. Class 2 is an additional contribution all self employed persons must...
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HMRC want £5500.00 in tax paying in 7 days
Hi Guys, Can someone please advise me how my friend should deal with a demand for tax. She is self employed and has various debts one of which is tax. She completed her tax returns over 5 years all at once last year which ended in a tax bill of around £8K. Her income has fallen by half due to commissions...
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Hughie's UE Diary
Asda/Santander/Niceday
Type of account - Credit card
Date commenced – 11.2.2009
Approx balance - £2,345
Date last paid – 19/01/2015
Are you on arrangement or not paying – Was making reduced payment but have now stopped
Status – Default Notice 30.9.2014...
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CAPITAL ONE CREDIT CARD
Hello all
A while ago I saw on the internet that for several reasons some pre 2007 C.C.A. agreements may be unenforceable and as I have a 2002 Credit Card agreement with Capital One which is in default I became intrigued so investigated further and came across this forum. The postings...
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RBS reducing overdraft
we have had an account with RBS for years, It got upped to a royalties account with agreed overdraft about 20 years ago when we got asked in for an assessment,Hadn't used it for 10+years as hubbys wages were paying off the overdraft and then going back into overdraft to live, so we changed bank accounts...
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Direct Payment
I have a question regarding Direct Payments does anyone have any knowledge on the subject because we are all really struggling trying to work out what information is correct?
Long story short my Grandson (3 years old) has been assessed and qualifies for direct payment to pay for his care which...
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Claiming PIP & expecting ATOS will Force us to Appeal
Hi guys - and please move this thread if it is in the wrong place - I have a habit of sitting in the wrong seat and pressing the wrong buttons !!! I've spent a few years in these forums dealing with bank charges & PPI etc., and I like to think I'm pretty clever with that stuff - but the damage...
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FOS and Lloyds
I have received an email from the FOS and in it they tell me this:
We have been working at an executive level with Lloyds Bank to improve the quality and also the type of information that they provide us with. Unfortunately, your complaint is part of a group of cases where we have not received...