HSBC & DG Solicitors

[pooky2483]

Re: HSBC & DG Solicitors

Who wrote to you last ?

...DG

[pooky2483]

Re: HSBC & DG Solicitors

I had a 2007 Halifax loan. Did you get the papers couriered to the house to sign, Pookie?

I went in branch to sign.

[Undercover Elsa]

Re: HSBC & DG Solicitors

Ahh that's a shame. The courier method is a big no no as they don't give you time to read the T&C's. That was a major argument when Niddy got mine settled for a low F&F.

[Pixie]

Re: HSBC & DG Solicitors

It's DG you're paying isn't it, so send it to them.

Send it to DG

[pooky2483]

Re: HSBC & DG Solicitors

I've asked them for a statement too. They have added a charge at the beginning for something. I'm going to tell them to remove the charge.

[pooky2483]

Re: HSBC & DG Solicitors

I've just posted Zinc a CCA so lets see what they send back in 12+2...

[pooky2483]

Re: HSBC & DG Solicitors

Just got a reply back from DG asking for me to resubmit my rewuest, this time with my signature.

I shouldn't have to do this as they have been communicating with me before so I fail to see why need it this time.



Re-Edited document to remove personal details

[Never-In-Doubt]

Re: HSBC & DG Solicitors

I agree no need for one.

--<> Signature Request by Creditor - allaboutDEBT UK

[pooky2483]

Re: HSBC &amp; DG Solicitors

Did you get my email? How do I digitally sign a document?

[Never-In-Doubt]

Re: HSBC &amp; DG Solicitors

I replied. It means dont sign with your hand. Use a type font and type your name

[The Tech Clerk]

Re: HSBC &amp; DG Solicitors

Just got a reply back from DG asking for me to resubmit my rewuest, this time with my signature.

I shouldn't have to do this as they have been communicating with me before so I fail to see why need it this time.

Ask them for a signature as D.G. means nothing not even a wet signature! and who is this alian|? just a thought!"

[pooky2483]

Re: HSBC &amp; DG Solicitors

Ask them for a signature as D.G. means nothing not even a wet signature! and who is this alian|? just a thought!"

Good point, I'll have to have them over that next time I write to them as I've just sealed the letter before I read your post.

[pooky2483]

Re: HSBC &amp; DG Solicitors

Well, DG have sent me a letter regarding my CCA request...

[Never-In-Doubt]

Re: HSBC &amp; DG Solicitors

So they are rejecting part V; correct in a way but doesn't help you as they are basically alleviating their responsibility to provide info so the only info you'll really get now is via SAR and/or CPR if they try and enforce.

Bummer really....BUT, you know me - always trying to be one step ahead of the fools.

You need to read s.74 and in particular look at what they say. They clearly state that s.74 (1)(b) is exempt - yea fine, so lets instead read 74(1C) which states:

(1C)Where an agreement that falls within subsection (1)(b) is an authorised non-business overdraft agreement the following provisions apply—
(a)section 55 (regulations on disclosure of information);
(b)section 55B (assessment of creditworthiness);
(c)section 55C (copy of draft consumer credit agreement);
(d)section 56 (antecedent negotiations);
(e)section 60 (regulations on form and content of agreements);
(f)section 61B (duty to supply copy of overdraft agreement).

so they do have to supply info (twats)....

See this for details --> s.74 Consumer Credit Act 1974

Section 55 is here --> s.55 Consumer Credit Act 1974

[Never-In-Doubt]

Re: HSBC &amp; DG Solicitors

Well, DG have sent me a letter regarding my CCA request...

it quotes current accounts?????? ^^^^ click the link () to read your own post/letter

Please confirm - are we talking the same account? Is their letter incorrect? Was this in fact a loan and not a current account?