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A brief history
I discovered in August this year when applying for a job there was a CCJ against me. Upon investigation it was dated 3 years ago and registered against an address I have never lived at.
I applied for an N244
and the next thing I recieved a letter from the creditor to state I owed another £120 for a default amount, I rang them and it seemed I did not appear at the hearing. Upon investigation even though the service address was my home the notice was sent to an address I once lived at.
I emailed the court and their advice was to apply for another N244.
I did and the oppposition tried to persuade the judge/magistrate that in the 1st hearing as I did not appear, the original judge/magistrate ordered that there were insufficient grounds to set aside the judgement and I could not apply for an N244 on the same basis.
In the hearing I stated I did not recieve the original summons, the opposition then produced a letter they claim to have sent to me at an address I did live at as per the date of this letter advising me that they have placed a charging order on my property. The judge/magistrate stated that would have been my opportunity to challenge and as I did not the judgement stands. I never recieved this letter but could not deny I lived at the address at the time.
My question is this, I do not recognise this debt, what are my options now. I need to have this set aside so I can find out what this relates to.
I discovered in August this year when applying for a job there was a CCJ against me. Upon investigation it was dated 3 years ago and registered against an address I have never lived at.
I applied for an N244
and the next thing I recieved a letter from the creditor to state I owed another £120 for a default amount, I rang them and it seemed I did not appear at the hearing. Upon investigation even though the service address was my home the notice was sent to an address I once lived at.I emailed the court and their advice was to apply for another N244.
I did and the oppposition tried to persuade the judge/magistrate that in the 1st hearing as I did not appear, the original judge/magistrate ordered that there were insufficient grounds to set aside
the judgement and I could not apply for an N244 on the same basis.In the hearing I stated I did not recieve the original summons, the opposition then produced a letter they claim to have sent to me at an address I did live at as per the date of this letter advising me that they have placed a charging order on my property. The judge/magistrate stated that would have been my opportunity to challenge and as I did not the judgement stands. I never recieved this letter but could not deny I lived at the address at the time.
My question is this, I do not recognise this debt, what are my options now. I need to have this set aside so I can find out what this relates to.
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