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  • 'Can't pay, take it away' episode

    Hi guys

    I was watching an episode of Can't Pay, Take It Away the other day, and i noticed that the High Court Enforcement guys were on a job enforcing a writ where a lady had taken out a 4k loan?! I was under the impression that any debt under the consumer credit agreement could not be...
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  • can debtor force which of the offers for my property is accepted to my disadvatage

    In addition to my house I have a commercial property under separate title. My house is not involved. A private individual, a long-term colleague, made a short term high value loan to me so I could satisfy a serious debt issue. I agreed to sell the commercial property to repay. I am nearly 70 and was...
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  • Mortimer Clarke & Northern Rock - Charging Order

    Hello All,
    it's been a while since I used this site but I have a little issues I need you help with. Back in 2005 I took out an unsecured personal loan with Norther Rock, in 2006 I got in diffulties with the payments and NR took me to court and got a ccj.
    Wallers Solicitors in Newcastle...
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  • scottygees
    started a topic Robinson Way

    Robinson Way

    I have just been informed that Tesco have sold my loan to Robinson Way. I still owe Tesco 12k and have been paying a nominal £5 a month payment via a DMP for about 6 years. Tesco have stated that there should be no change in what I pay but am a little worried this company may file for a charging order...
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  • MellyJ
    started a topic Restons - Charging Order

    Restons - Charging Order

    Hi, I have been paying Restons £25 a month for ages against a credit card debt of about £5,000. I have now received a letter saying that they are applying for a charging order, what should I do next, I had returned and I & E form to them and offered to increase my payments to £30. I have a joint...
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  • CCJ getting it written off because of mental health ?

    Didn't know where to post this , but my husband asked me to post this .

    I'm suffering severe anxiety panic phobias and agoraphobia , i am receiving treatment and therapy from professionals.

    This CCJ in my name is being paid back at £3.89 a month , yeah i know it isn't a lot...
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  • Wiggle61
    started a topic Might be the wrong sub-forum but CCJ advice....

    Might be the wrong sub-forum but CCJ advice....

    I received a default in 2009 and they subsequently applied a CCJ in 2011 which expires March 2017. Currently paying £45 per month and £2.5 outstanding in total.

    I need to re-mortgage and would like to be in a position to do so as soon as this CCJ drops off. There will be about £2K...
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  • stuffthebanks
    started a topic Idem servicing

    Idem servicing

    Hi all, hope things are ok with you...
    I have a debt that was originally with Mint, it went to court, i was very inexperienced back then and ended up with a CCJ and charging order on my house.
    It was set at the hearing that i should pay £150 per month on the debt, which then stood at £18000,...
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  • Moradin
    started a topic Charging Order

    Charging Order

    I have a charging order from 2013, for 3.5k..
    The final charging order from the court states:-

    The interest of the judgement debtor Mr xxxx in the asset described in the schedule below stand charged with payment of the sum of £3xxxx. the amount now owing under a judgement or order...
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    Last edited by Moradin; 24 October 2015, 13:26.

  • MRSP
    started a topic Amigo GuarantorTroubles

    Amigo GuarantorTroubles

    I have acted as a guarantor to a loan taken out with Amigo.

    To cut a long story short, the situation is that after making payments for approximately a year, neither myself nor the person I guaranteed the loan for can no longer afford full monthly repayments following substantial loss of...
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  • fredbare
    started a topic Charging order query

    Charging order query

    Hi

    I would like to ask if anyone could tell me how a charging order would work on a joint property if both joint owners had a ccj registered in their own names with the same company.

    Would they be able to obtain a full charging order or two restrictions?

    Thank...
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  • zackfair1983
    started a topic Just Found Out About a CCJ!

    Just Found Out About a CCJ!

    Good Morning All,

    So this morning, I decided to check my Experian Credit Report for the first time in years. And I was appalled by what I saw, a CCJ aged 2 months old lodged in Northampton County Court. It was sent to an address I have not lived at since 2011. So I tried to find out a bit...
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  • will it be difficult getting a mortgage after the six years of statute barred debts ?

    We are looking to downsize when our debts become statute barred and just get a small mortgage of say 30.000 . Would this be possible do you think ?

    please and thank you
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  • NDR
    started a topic Charging order

    Charging order

    Hi I have a CCJ and BW legal have an interim charging order. I have a payment plan by direct debit but now I have been summoned for a final charging order. The debt is only in my name but the house and mortgage are in joint names
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    Last edited by NDR; 14 February 2015, 09:23. Reason: I didnt know about it - I had no notification

  • GlobalC
    started a topic Debt and moving abroad

    Debt and moving abroad

    Hi All

    Decided last year I've had a gut full of living in this country and being a slave to the banks, so I'm in the process of selling everything and planning on travelling for the foreseeable. I have debts of around £40k which some are getting paid via my own dmp and some get nothing....
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