Civil Procedure Rules:-
Take notice:
A new pre-Action Protocol for Debt Claims is introduced and comes into effect on 1 October 2017.
The new protocol can be seen in the Pre-Action Protocol for Debt Claims.
88th Update to the Civil Procedure Rules
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88th UPDATE to the Civil Procedure Rules
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Summons for Magistrates Court
A bit unusual and not much info found. Has anybody any pointers?
A colleague has had some work done on a party wall, with an agreed Party Wall surveyor. Unfortunately, last minute costs have been awarded to a neighbour with additional costs for the surveyor. There is no breakdown of costs,...
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Joint Owned...court now?
Hi everyone,
I am aware that there is lots of stuff out there regarding this. But every case has its unique peculiarities eh?
Joint owned. She left around 8 years ago.
Not seen ex partner for 8 years over which period I paid the mortgage on the dot - never left...
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I'M FREE
All now SB and Defaults gone.
This is a note to let those at the start of the journey and those en route know that there is an end to the misery. It is not pleasant or easy but it does end.
No fault and no blame, but a crisis left me in a real mess. I am now resigned to...
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Moorcroft Letter?
Hi,
I sent letters to Tesco Bank asking for debt validation, deed of assignment, proof of contract they have eventually after 4 months passed onto Moorcroft sent them letter 1 got this response?
Questions I have is
We received the instructions in good faith from...
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Debt Sold/Transferred proof?
Hi,
If for example a bank pass/sell on a debt to a debt collection agency there has to be some sort of paperwork for this to go through? Can we ask for this transfer of ownership of the debt through the courts and if they don't come up with the documentation isn't that illegal?
...
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Credit Card Agreement
I asked for an original credit card agreement from my creditors only 1 company responded, which looked like a photocopy which someone in their bedroom and cheap printer has made up.
Question is when you sign up for credit is their a proper credit agreement like an original not photocopy...
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Default cost certificate been served on me - advice needed please
I had a car accident in 2008 which resulted in a personal injury claim which dragged on until it was finalised in court in nov 2014. As I was unsucessful in the claim I was ordered to pay the defendants cost's. I have hear nothing since the case was closed until a few weeks ago when I was sent a default...
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help with claim
Hi im just going over a claim i received and was wondering if anyone can tell me how far back can interest be claimed on court papers can a company that bought a debt claim interest for the years before they owned the debt?
thanks cussy
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Licence fee dodgers to be fined more if they have Sky Read more: http://www.dailymail.co.uk/news/ar
Licence fee dodgers to be fined more if they have Sky Read more: http://www.dailymail.co.uk/news/ar
This is a duplicate of the Blog Entry made on: 19th May 2016 16:18
Penalties could be doubled for viewers who have subscriptions channels...
- Fines could double
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Speeding
A few weeks back I was caught speeding doing 50 through some roadworks ....limits was 40 mph
Been given options
1 Educational course £70 to £100 no points
2 £100 fine 3 points
3 Go to court
...
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Best way forward to use windfall money to clear DMP debts
Hi all
We have been in a DMP since March last year. We started with £94k debt and that is currently down to about £84k. About £11k is potentially UE (I have a thread on another part of the forum about this).
So.....potential debt balance is £73k.
By September...Last edited by January2015; 9 March 2016, 05:42.
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Info re defaults logged with credit ref agencies whilst an account remains unenforceable
Hi all,
Stumbled upon this today, which is an interesting report on a successful appeal clarifying legal status of creditors listing defaults with credit referencing agencies when an account is recognised as wholly unenforceable. I assume that also includes SB which in itself legally...
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Help needed please been a while so a bit rusty
First of all I like to thank the whole team as I personally have wiped out over £30000 in debt and now only a few months away from my last £8000 debt and I'm free !!!!
Please could you advice.......my wife had a credit card which is unenforceable but was given a ccj recently...
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Millions face big jump in death fees
Millions face big jump in death fees
This is a duplicate of the Blog Entry made on: 19th February 2016 16:22
Millions of people in England and Wales face a large rise in fees payable after death, to raise an extra £250m for the courts service....
The Ministry of Justice wants