Hi all
I was wondering if there is any way I can get a default removed from my file. I had a debt that was last paid in early 2008 but it was not defaulted until the end of 2011.
Eventually it got handed to a DCA who have confirmed it as statute barred. My credit file was last updated with...
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Default removal
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Credit card company to refund £4m to customers
Credit card company to refund £4m to customers
This is a duplicate of the Blog Entry made on: 24th March 2016 14:58
Credit card firm NewDay will refund over £4m to more than 180,000 customers following disclosures made to the Financial Conduct Authority (FCA). In 2015, NewDay reported...
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Info re defaults logged with credit ref agencies whilst an account remains unenforceable
Hi all,
Stumbled upon this today, which is an interesting report on a successful appeal clarifying legal status of creditors listing defaults with credit referencing agencies when an account is recognised as wholly unenforceable. I assume that also includes SB which in itself legally...
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'Bedroom tax': Government loses Court of Appeal cases
'Bedroom tax': Government loses Court of Appeal cases
This is a duplicate of the Blog Entry made on: 31st January 2016 08:37
The Court of Appeal has ruled that the so-called bedroom tax discriminates against a domestic violence victim and the family of a disabled teenager....
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INDUCTION HOB
I'm look for a Induction hob ....
Here --->http://www.myappliances.co.uk/prod/I...#specification
Does any one know what make this is ?????
Seems good value to me .....
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Statement of terms and conditions
Hi all,
A question you may or may not be able to help with..
I work for the local authority and have a statement of terms and conditions of employment, they are the original ones i have had since starting the job back in 2007.
I have never agreed as far as i am aware to any changes...
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Demand for preferential payment.
My mother has had a demand for £19,000 by the solicitor company acting on behalf of trustee as they are saying I made a preferential payment to her 12 months ago.
Basically I had borrowed money in my mothers name to consolidate debts because I could not get credit myself.
...
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MBNA Default still showing despite partial payment to DCA. Hillesden
Hello I hope someone can help please.
i am trying to help a friend of the family who is not well.
basically he has applied for. Remortgage but turned down, on both Experian & Equifax credit files is an entry from Hillesden Securities
default date 30/09/2011...Last edited by brando69; 14 August 2015, 15:13.
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uh oh its me again
We always had sky homepage till today , suddenly Omiga has taken over and we can't get on the net on PC at all.Followed instructions to get rid but it won't go .Our tablets and phone are fine . many thanks xx
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Debt PAID IN FULL, Equifax still showing it as owing
Right, I'm fuming now!
In early March, I was in a position to repay an outstanding debt over an overdraft from an account that Barclays had closed. I'm in a better financial position than I was when the account was closed and I thought that paying it off would help improve my...
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Bath Empire - Abusing your consumer rights
This is an upcoming fight between me and Bath Empire (Trading as Luxury for Less) - Basically, long story short we spend a few hundred online at http://www.bathempire.com/ (The Bath Empire - T/A Luxury For Less) on 2nd October 2014. We had the new suite and shower installed and noticed a drip from the...
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Default & CCJ help please?
Hi,
If anyone can offer some help or advise on the situation below I'd greatly appreciate it.
I have been given a default by Cahoot (santander) for an overdraft on my current account. The account went over the limit (£1,000) because of a small interest charge and then they...
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Court of Appeal ruling effecting credit files (30/10/14)
(Sorry for the typo - Affecting.)
Hi
Please can the legal experts read and comment on the Court of Appeal case of Grace & Anor v Black Horse 30/10/14?
http://www.bailii.org/ew/cases/EWCA/Civ/2014/1413.html
Apparently it means that unenforceable...Last edited by Still Waving; 26 November 2014, 18:36.
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British Gas making me Ill please help
Hi everyone, I'm new so hopefully this is ok. British gas are seriously affecting my life and making me very ill so I hope someone can help.
In June 2010 I opened accounts for both gas and electric with BG and paid monthly by dd for both with no missed payments and problems at all. When we moved...
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Santander Default
Hi Guys,
Im new to the site so please be gentle!
I am after some help regarding a default I have received with Santander in September 2012. The default amount was £1482 on a current account that mostly amounted from charges from them. I cleared the balance as soon as I was...