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URGENT HELP PLEASE - Letter from Restons Solicitor
Have been onthis forum for nearly 4 years. I have been quietly getting on with the unenforceable route with five different debts.Everything has gone well until today when I received this letter. I am unsure as to my response as I still have not received a proper signed original agreement from a CCA...
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Linking Threads
Hi
Could anyone tell me how to link threads please? This in the context of my UE Diary so as all the different parts of the diary appear one after the other.
Thanks. Zeppelin.
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CCJ - Cabot Financial/Restons Solicitors
Hi
This morning in the post I received a court judgement dated 27th January 2017 for the sum of £336.63 plus £107.00 costs (£443.63). The claimant is Cabot Financial (UK) Ltd with the payment address being Restons Solicitors. I have checked back and believe this to be an old debt from...
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checking credit file
I want to know when any defaults were recorded - is it a bad idea to check ?
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identity fraud
not sure if this is the right place but....
my daughter and her partner were declined a mortgage recently after failing a credit check.
After investigating it seems her partners ex wife has run up dozens of defaulted debts after they split but before they were divorced.
...
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Credit Card Agreement
I asked for an original credit card agreement from my creditors only 1 company responded, which looked like a photocopy which someone in their bedroom and cheap printer has made up.
Question is when you sign up for credit is their a proper credit agreement like an original not photocopy...
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Statute Barred -- is there a section that goes into detail about this?
Hello all,
It's still a little bit of time until any of mine are Statute Barred but it's a lot nearer than when I started! In fact, I've just looked and it's just over a year until all of mine are SB!
I've been looking around the site but I haven't found anywhere that describes...
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Old Bank of Scotland Loan
I had a loan with Bank of Scotland in 2000 and believe I was misled PPI. The loan was in joint names with my late husband. I do not have the account number and would like some advice about how to proceed.
Many thanks
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Is Car Finance Unenforceable?
Hi all, looking for some info and advice here. I live in Scotland. In 2008 I was granted finance for a car that was beyond my means. However I was 18, naive and keen to get on the road with my own set of wheels so went ahead. In 2010 I hit a rocky road, issues with work and personal life. It lead me...
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Continous Payment Authority
has anyone cancelled these through natwest before?
the live chat person just told me to use an online form:
https://www.natwest.com/apps/secure/....asp?appid=526
would it be best to use this or email/write to them?
does anyone know...Last edited by LeeC; 5 October 2016, 14:15.
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Dodgy Practices in "Can't Pay We'll Take It Away"
I've seen a few of these programmes now, which essentially project a very fluffy image of High Court Enforcement Officers, where they are just nice compassionate people who are only doing their job.
One tactic I've seen come up a few times is when they have sought to seize goods from...
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Advice Please about UE route
Hi all,
I have been looking at debts recently and started requesting CCA's from all my lenders in August last year. I have had a number of mixed responses in the form of recon's, copies of originals, no responses and illegible photocopies.
I now want to go down the UE route...
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newbie,, multiple defaults, had my head in the sand
hi All, i have started to address my problems and hope i can find help here.
i have a few defaults on my credit report, so far i have done as follows:
Link financial (mbna original £11000), requested docs under CCA77/78 with £1, they replied saying neither they nor MBNA can...
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Last payment made June 2010, default date 2013?
Hi I'm hoping someone can help, I've looked over several boards and sites but cant get it clear in my head what to do.
in early 2009 I took a car on hire purchase, in early June 2010 my life fell apart, I had to end a 10 year relationship, walk away from my home, was homeless for 9 months...
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Default removal
Hi all
I was wondering if there is any way I can get a default removed from my file. I had a debt that was last paid in early 2008 but it was not defaulted until the end of 2011.
Eventually it got handed to a DCA who have confirmed it as statute barred. My credit file was last updated with...