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Can I get a cifas?
Hi guys I applied for a bank account with HSBC I put that I had owned and lived at my house for 3 years and that I earns 86,000 a year from my job. They still haven’t come back to me and it’s been 4 days when reviewing my mortgage paperwork in fact I’ve only been here for 2 yrs 6 months and when... -
National Hunter and Cfas issue
Before i get into the full story can anybody clear up three points for me please? I have read some conflicting information about how long an NH marker stays active. I thought it was six years but Im sure I read somewhere on here that it was rolling 13 months assuming no other issues were flagged to... -
identity fraud
not sure if this is the right place but....
my daughter and her partner were declined a mortgage recently after failing a credit check.
After investigating it seems her partners ex wife has run up dozens of defaulted debts after they split but before they were divorced.
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Nat West Loans and Overdrafts
I did a pre application for a Natwest loan (my son for a car,see my other threads) and it came up with APR 20.9%
so I left it at that and said we can look at it in November.
Now when I Log on to My banking it says you eligible for a loan with a 9/10 chance when I click on more info.... -
Payday lender Wonga saw losses double in 2015
Payday lender Wonga saw losses double in 2015
This is a duplicate of the Blog Entry made on: 4th May 2016 19:24
The UK's biggest payday lender - Wonga - saw its losses double last year as tougher regulation in the industry continued to bite....
The short-term lender saw -
Aqua Credit Card - Poor credit history but been accepted
As you do, I received a weekly email from MSE a few weeks ago and I was reading one of the articles about a credit card acceptance "checker" that basically conducts a "soft" search of your credit score and gives a rough chance of acceptability for certain Credit cards
...Last edited by Spud; 14 March 2016, 12:03. -
The only truly free bank account
The only truly free bank account
This is a duplicate of the Blog Entry made on: 4th March 2016 13:15
People in financial trouble can choose new fee-free current accounts - but banks still have the right to move them onto accounts with charges....
A basic bank account allows customers -
Link Financial CCJ at previous address
Happy New Year!
Hi all, been a while since I needed your help....alas
I signed up with Noddle as I thought a free look at my credit report couldn't hurt. I'm glad I did as I see that Link Financial have obtained a CCJ against me in 2012, but at the address I last lived at in... -
Lending Stream and Sunny Problems
Hi
I am in need of a little advice. I currently have 3 loans with Lending Stream and 3 loans with Sunny and unfortunately am unable to make the full payments. I have contacted them with regards a repayment plan but have yet to hear from them.
I want to know if I will get into... -
Lending Stream
Hello everyone, i'm hoping I can get some advice from this forum regarding Lending Stream also!
I have been approved for 4 loans from LS in the last 2 months totalling £860.
Basically and not going into too much info I got hit with a nasty gambling habit which spiralled out of control... -
Help MBNA/Virgin - CLOSED - Continues in AAD+
Hello, may I ask assistance for my sister who had a mbna/virgin card taken out in 2003 and was unable to keep up payments in 2010. Is the application form and T&c's sufficient to get a ccj against her. The prescribed terms received from the cca request claim to be what was overleaf on the application... -
Upgrade to (Mavericks) I meant Yosemite..
Right daft question coming up, I am so hopeless at working out how much memory left on my MacBook Pro
Have I got enough memory to upgrade to Mavericks?
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Mortgage and outstanding debt
Hi there,
So the last applications for the Right To Buy scheme up herein Scotland are on 31st July 2016 and I hopefully will be looking to apply aroundthat time so I’m trying to get my debts sorted out now in the event I have a chanceof getting a mortgage.
Mortgage wise I have no idea... -
Arrow Global/Blake Lapthorn LLP
Hello,
I have been having some trouble with Arrow Global and Blake Lapthorn. It started with an old debt on a credit card with Virgin Money which has been passed arounf different DCA's.
Arrow have hired Blake Lapthorn to chase up the debt and said they were going to take court... -
Redundancy run around
HI all,
hoping for a bit of help on this one - long story but the short version is that my employer told me that I was at risk of redundancy some months ago. After a bit of dialogue I was offered part time work instead (on part time wages, obviously). The contract for that arrangement started...
