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Council demanded payment card details via email
A London council's data protection efforts are under review after it told residents to email in their payment card details for parking bay suspensions via a Word document. Islington Council had required residents to share the security code from the rear of their cards, as well as their address, among... -
Talk Talk fined £100,000 for data protection breach
Talk Talk has been fined £100,000 by the Information Commissioner’s Office (ICO), after it risked customer data falling into the hands of scammers and fraudsters. TalkTalk was found to have breached the Data Protection Act because it allowed staff to have access to large quantities of customers’... -
Another PRA Group (UK) Limited Defeat in Court Today
Another headache for PRA Group (UK) Limited today as we won another case against them in Walsall County Court.
The District Judge found for us in all our defence points - the agreement unenforceable, no evidence of assignment, bad default notice, non service of statutory notices and s.78... -
Help Needed Cowboy Builder Threatening Court
I need help as I am in the unfortunate position of being in dispute with a builder who was doing a building job for me. I sacked him before he finished the work because he is incompetent. Not only that but he lied to me, didn't turn up most days, had a near miss involving a neighbour and generally... -
Roscoe UE Diary
Hi everyone, I’m a newcomer but in need of a lot of help. My journey into debt began a long time ago but accelerated with the financial crash. I was self-employed and one of 3 directors of a small limited company from 2003-2007. The business was doing quite well but began to lose customers and contracts... -
What are my rights?
We purchased a new sofa and two armchairs from our local furniture store and they were delivered 28.June 2016 (last week). The furniture is grey in colour and the scatter cushions - supplied by the manufacturer are red in colour.
After five days we noticed that there were red marks on the armchairs... -
TRADE CENTRE WALES THE CAR COMPANY HAVE LOST MY NEW CREDIT AGREEMENT?
Evening all.
Well today has been a new one for me I have to say.
I traded in a 2nd hand car for £500 and paid a £100 deposit to secure a car for my 16 year old son soon to be 17 in July.
I bought the newer second hand car for my son about 2 months ago on finance... -
Lloyds/Cabot/Marlin
5 years ago Niddy gave me tremendous help with accounts with Halifax and Yorkshire Bank. I don't think they are quite statute-barred yet so I'm not completely safe, but I have heard nothing for a long while so I'm hopeful that's 27 grand I'll be relieved of.
I have a third account taken... -
Bankers Face Jail Risk For Workers' Wrongdoing
Bankers Face Jail Risk For Workers' Wrongdoing
This is a duplicate of the Blog Entry made on: 8th March 2016 14:45
The Financial Conduct Authority hopes to improve accountability in the banking industry after the financial crisis...
Senior bankers will be held accountable -
Info re defaults logged with credit ref agencies whilst an account remains unenforceable
Hi all,
Stumbled upon this today, which is an interesting report on a successful appeal clarifying legal status of creditors listing defaults with credit referencing agencies when an account is recognised as wholly unenforceable. I assume that also includes SB which in itself legally... -
Statute Barred definition - is there one?
Has the court case resolved the definition of the 'cause of action'/actual date from which SB can be determined? I may have been sleeping.
For example payment due is an amount determined in the agreement e.g. 5% of the amount due on 16th calendar day of each month
If you make any... -
Restons
Hi
I have a debt held with Cabot that I was paying a £1.00 token payment and in May 2013 made a CCA request, I received letter back saying they did not have the information and the agreement was currently unenforceable and so I stopped the £1.00 token payment.
Now receiving letters from... -
My Journey with DMP's CCA's and PPI's
Hi all!
My debt management journey.
Having stupidly tried to run a business and got into a lot of debt, I eventually gave up in 2015.
In the late 90's and early 00's I got quite a lot of credit cards and equipment leases. In the 00's it was mainly to help...Last edited by JLC; 12 February 2016, 19:50. -
Commercial First Mortgages - advice please
Has anyone had a phone call from Commercial First Mortgages saying they want to visit to explain things happening at Commercial First but can't talk about it over the phone? I googled them thinking they were maybe being taken over but have found a lot of searches regarding mis-selling of mortgages and... -
E-mail and the DPA
I have a separate e-mail, on a separate domain, on a separate e-mail program for dealing with debts and such matters when I do not wish to use my personal e-mail. It is never used to sign up to any websites, etc. Solely for person to person communications.
Today I've received an e-mail from BPO/Lowell...
