Crapquest

[billypre]

Re: Crapquest

OK, i checked my credit file in August and there was nothing at all about this on there, not even a default etc. that was equifax.

Tried getting another one but my card fails, frustrating. Prepaid card with credit but saying no funds Strange as used same card in august but hey-ho. Just wanted to double check for re-assurance. May just send off postal request. Card didnt work on Experian either :what :what

[Never-In-Doubt]

Re: Crapquest

Yes it would.

[billypre]

Re: Crapquest

Would this show on my credit file when the last payment was ?

[Never-In-Doubt]

Re: Crapquest

Ignore them

[billypre]

Got letter today from Crapquest for a credit card which i think should now be statute barred. They want £4186 blah blah or take legal action. Got phone call also and i asked them when this debt was from as i have no knowledge of it. They told me that they have no details of thedebt....... just that i owe the money and have to pay.

I told them thats ludicrous, how can you chase me for a debt which you dont even know is mine ? The letter actually states they have BOUGHT the debt so surely must know when it is from. After pressing i was told the only info they have is that they bought the debt in May 2006.

They then told me that i need to contact original card issuer for a statement if i wanted to get a statement etc. I told them that there was no chance that i would be running around doing anything of the sort........ that didnt go down to well and they said that it could lead to further action if i ignored the debt blah blah.

What a bunch of :bert

Cant believe they think they have the right to ask for debts even though they have no details of the debt or even if it is actually owed. When i said this on the phone, they said that they deal with the original card issuer with many accounts and so can trust them. What a cheek lol, may as well as just called me a liar over the phone !

So, whats my next step ? Just ignore them or send them a statute barred letter ? I am 99.9% sure that its statute barred, and actually if i was 100% sure i would have a bit of fun with crapquest and give them a bit of a runaround first before finally finishing this off. How can i find out if it is 100% statute barred ? Original card was from B of S.