Crapquest

[Gerry]

Re: Crapquest

Oh dear god !!!!!

Dinnae worry pal, Could work in your favour hopefully they’ll see your name and decide against taking you on again.

[billypre]

Re: Crapquest

Oh dear god !!!!!

[Gerry]

Re: Crapquest

Hi Gerry.

No, this is a seperate issue.

Did you know that Nolans represent Capquest in Scotland aswell? X(

[billypre]

Re: Crapquest

Hi Gerry.

No, this is a seperate issue.

[Gerry]

Re: Crapquest

Hi Billy

Sorry am I having “another dumb blonde moment” :red or is it the Capquest account that your dealing with Nolans about? :confusing :confusing

Gerry

[billypre]

Re: Crapquest

Letter from RBS today saying they need telephone confirmation as my number is different to one they have on file. Done that and lady says i will get account set up within 48 hours.

Good timing as also got another letter from Capquest which is very long and threatens all sorts. Dont you just hate when they say [size=5]"we note with regret that you have chosen not to deal with this matter despite our previous communication endeavouring to assist you" LMFAO !!!! :what

Obviously they have forgotten that i rang them and told them i knew nothing of this debt, and even if it was miine, it would be statute barred.

The letter goes on to say "It is therfore our intention to progress your account to our "pre-litigation" department. It will then be passed to our solicitors who MAY (DCA Thesaurus translates this word as WON'T) Decemr"(plenty time for me to respond then as its today LOL


They then go on to say "if we are successful we will seek to enforce an order with a warrant of execution. A Bailiff will then be assigned to attend your address and carry out the warrant.

It then goes on to [size=5]scare me with[/s] notify me what the bailliff will do e.g impound my goods etc.

Lastly they tell me that i can avoid all this by calling their [size=5]cowboys[/s] experienced pre-litigation team who will [size=5]try to scare me further[/s] assist me. BUT this can only happen if i contact them BEFORE 23rd December.

Luckily i think i am getting a time machine for christmas so i can respond in time......... oh wait, thats unless they send the bailiffs round and impound it before i get the chance LMAO

[Never-In-Doubt]

Re: Crapquest

Not many basic accounts offer instant acceptance online, usually you need to sign a form and/or go to branch....

[billypre]

Re: Crapquest

Still no sign of this blooming bank account !!!! Not bothered about being loyal to RBS so would it matter if i applied to the others you mentioned ? Might get one with instant application ?

[Never-In-Doubt]

Re: Crapquest

Its up to THEM to prove to you, as per OFT guidelines....

[billypre]

Re: Crapquest

Letter from HL Legal Solicitors today.

We have been instructed on behalf of Crapquest to act on their behalf in recovering this debt blah blah. As you failed to respond to our letter (although i called same day and told them i knew nothing of the debt and it wasnt mine) we will begin court proceedings if no contact is made with suitable payment option by 16th December blah blah.

As i said, 99% sure this is statute barred and Crapquest won't prove that i owe the debt but rather want ME to contact original lender for a statement of account

[billypre]

Re: Crapquest

Key.

[Never-In-Doubt]

Re: Crapquest

Yey - what account is offered? Key or current?

[billypre]

Re: Crapquest

Got letter today with form needing signature and returned to them so they could approve my application. Will take down bank whenever i get out of house !!

[billypre]

Re: Crapquest

No news yet. Going down street tomorrow so will pop into branch and see what's what

[Never-In-Doubt]

Re: Crapquest

Any news mate? Have they accepted you yet? You can ring to find out you know lol.....