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  • The Debt Star
    replied
    Re: Crapquest

    Yes, £50 to piss off and drop my complaint, which the FOS ripped apart anyway! If we ALL give the DCAs a hard time this way they could be ground down somewhat :-)

    Leave a comment:


  • Gerry
    replied
    Re: Crapquest

    Originally posted by The Debt Star View Post
    Morning all.

    Well, I want to cheer y'awl up and let you know I got a £50 cheque in the post yesterday from CrapQuest. Yep, aint much compensation, but it is something and its their money, lol.

    I got it from nothing really. I originally complained to the FOS about them not sending me a CCA request (they told me to go direct to Egg). BUT somewhere along the line in the ping-pong letter writing contest I sneaked in a conplaint about them and requested that their consumer credit licence officer contact me. Which of course s/he never did. So expanded this to FOS.

    Now FOS disagreed with everything I said and 100% took Cappy's side. But they offerd me £25 to gp away. I rejected this and sent off a few of HL Legal's threat-o-grams's to prove that CapQuesdt and their agents were sending legal-looking letters to me when they didn't actually own the debt (not sold by Egg). FOS disagreed with me and stuck up for Cappy but I was offered £50 to go away.

    I took the £50 and will apply it to my weekend fund :-)

    Thanks CapQuest.
    Excellent I love it £50. to piss off.

    Gerry x

    Leave a comment:


  • The Debt Star
    replied
    Re: Crapquest

    Morning all.

    Well, I want to cheer y'awl up and let you know I got a £50 cheque in the post yesterday from CrapQuest. Yep, aint much compensation, but it is something and its their money, lol.

    I got it from nothing really. I originally complained to the FOS about them not sending me a CCA request (they told me to go direct to Egg). BUT somewhere along the line in the ping-pong letter writing contest I sneaked in a conplaint about them and requested that their consumer credit licence officer contact me. Which of course s/he never did. So expanded this to FOS.

    Now FOS disagreed with everything I said and 100% took Cappy's side. But they offerd me £25 to gp away. I rejected this and sent off a few of HL Legal's threat-o-grams's to prove that CapQuesdt and their agents were sending legal-looking letters to me when they didn't actually own the debt (not sold by Egg). FOS disagreed with me and stuck up for Cappy but I was offered £50 to go away.

    I took the £50 and will apply it to my weekend fund :-)

    Thanks CapQuest.

    Leave a comment:


  • Gerry
    replied
    Re: Crapquest

    Originally posted by billypre
    LOL no LooLoo, i changed my mind and i got a scalextrix instead

    Gerry, they wouldn't dare try it with another debt. Or would they ?

    ;D Aye Billy I think they would.. :bunsen

    You saw their website they’ve got absolutely no scruples’, they’ll pursue any debt by hook or by crook… :bad

    Gerry x

    Leave a comment:


  • billypre
    replied
    Re: Crapquest

    LOL no LooLoo, i changed my mind and i got a scalextrix instead

    Gerry, they wouldn't dare try it with another debt. Or would they ?

    Leave a comment:


  • Gerry
    replied
    Re: Crapquest

    Originally posted by billypre
    Yeh - looking up. Got another letter today from Crapquest. Same old same old. This time starting off that it will be sent to their legal dept. and then the tone changed with them trying to be nice and applying my own personal account manager who can seriously reduce the balance for me if i contact them by the date stated. Unfortunately the date stated was the 6th January lol. Shame as i may well have taken them up on that offer ...... NOT !

    Got a bank giro credit cheque book today but still no card. Ho hum, maybe tomorrow

    Yeah thats good news pal, Crapquest is Nolans clients and you've got loads of adverse info regarding their Dept collection practices "3 Steps and force payment with days"...... :bad :bad

    Gerry x

    Leave a comment:


  • LooLoo
    replied
    Re: Crapquest

    Did you not get that time machine then Billy that you asked Santa for?

    Leave a comment:


  • billypre
    replied
    Re: Crapquest

    Yeh - looking up. Got another letter today from Crapquest. Same old same old. This time starting off that it will be sent to their legal dept. and then the tone changed with them trying to be nice and applying my own personal account manager who can seriously reduce the balance for me if i contact them by the date stated. Unfortunately the date stated was the 6th January lol. Shame as i may well have taken them up on that offer ...... NOT !

    Got a bank giro credit cheque book today but still no card. Ho hum, maybe tomorrow

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Crapquest

    Originally posted by billypre
    Received pin number today - just need to get the feckin debit card now so i can check my credit report and put this to rest. Had another since from HL Legal or something. Same spiel, same threats, same response
    Well done matey! You'll also notice that they may well report the account conduct to the CRA's - plus after a few months of usage you can reapply to upgrade to full bank account

    So, well done you - see, Niddy can be useful sometimes haha

    Leave a comment:


  • billypre
    replied
    Re: Crapquest

    Originally posted by swanfan
    Originally posted by billypre
    Had another since from HL Legal or something. Same spiel, same threats, same response
    Are these the ones?--> http://www.hllc.co.uk/home.php

    Had a couple of nice letters from them myself.
    The very same

    Leave a comment:


  • swanfan
    replied
    Re: Crapquest

    Originally posted by billypre
    Had another since from HL Legal or something. Same spiel, same threats, same response
    Are these the ones?--> http://www.hllc.co.uk/home.php

    Had a couple of nice letters from them myself.

    Leave a comment:


  • billypre
    replied
    Re: Crapquest

    Received pin number today - just need to get the feckin debit card now so i can check my credit report and put this to rest. Had another since from HL Legal or something. Same spiel, same threats, same response

    Leave a comment:


  • billypre
    replied
    Re: Crapquest

    Cheers Niddy - first time i've applied for anyting and been successful since about 2003 !!!

    Hopefully get the card in a few days and then its experian and equifax for me

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Crapquest

    well done matey - that also comes with a debit card

    Leave a comment:


  • billypre
    replied
    Re: Crapquest

    Well, got approved for the key account today as i checked my online banking. Just need to wait on them sending out the debit card then can check my credit report online and find out 100% if Crapquest can f**** off !!!

    Leave a comment:

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