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  • Sunrise care homes group to pay £2m compensation over upfront fees

    The care homes group Sunrise Senior Living has agreed to pay £2m in compensation to former residents for charging upfront fees without making it clear what the money would be spent on.

    Residents who have paid the fees since 1 October 2015 and left one of the company’s homes within two years...
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  • INDEBTNEEDHELP
    started a topic IN DEBT NEED HELP FAST

    IN DEBT NEED HELP FAST

    Halifax overdraft: £5000 - Increased from zero to £5000 over the space of a couple of months a lot of which was gambling and they were also aware my credit card was almost maxed at the time.
    Halifax credit card £6500 - The first card i started using after buying a house in 2016

    Capital...
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  • 5corpio
    started a blog post Fraudsters pose as police to steal cash

    Fraudsters pose as police to steal cash

    Criminals are posing as police and stealing money from victims who believe they are helping an undercover investigation. UK Finance, which oversees banks' crime prevention, said that victims of the scam were losing large sums of money. These victims receive an unsolicited phone call from fraudsters...
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  • NatWest closed my account! Someone please help me!! Cifas marker

    I was in desperate need of money so I came across some guy on Facebook who convinced me that he will make me money and give me 50% of whatever was made. I met up with him and gave him my NatWest bank card and details. He made 2 transactions of £500 to my account so £1000 in total and withdrew the money...
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  • 5corpio
    started a blog post UK banks 'exposed to money laundering in South Africa'

    UK banks 'exposed to money laundering in South Africa'

    UK financial regulators and the Serious Fraud Office are to review if banks HSBC and Standard Chartered are linked to a South Africa corruption scandal. It comes after Lord Peter Hain said the banks may "inadvertently have been conduits" for laundered money. The Labour peer told the House...
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  • Lloyds shakes up overdraft fees - but still charges borrowers 52%

    Lloyds Banking Group has announced an overhaul of its overdraft charges that it says will improve the finances of the majority of its current account customers.

    But the new measures could result in far higher costs for some Lloyds and Halifax customers - and make these banks some of the...
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  • The new Jane Austen £10 note - when is it coming out and what will it look like?

    The new, polymer £10 note is being unveiled by Bank of England governor Mark Carney on Tuesday. This marks the 200th anniversary of the death of Jane Austen, who features on the new bank note.

    Austen will be the only woman - apart from the Queen - to be featured on an English bank note,...
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  • Payday loan complaints see sharp rise despite new rules

    Payday loan complaints see sharp rise despite new rules

    This is a duplicate of the Blog Entry made on: 13th June 2017 19:01
    Complaints about payday loans have risen sharply for the second consecutive year despite strict new regulations limiting interest charges.

    The
    ...
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  • stuckinarut
    started a topic OVERPAID FOR 8YRS OUT OF 10 Apparently

    OVERPAID FOR 8YRS OUT OF 10 Apparently

    Evening people. got a bombshell of a letter today. 8/6/17. to the tune of £11kplus. the guy that sent the letter says we appreciate you may find it difficult to pay it back all at once (must have went to uni this guy) but if you can send the dosh to blah blah. please fone us to confirm you received...
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  • InvisibleMan
    started a topic Invisible Man's UE diary

    Invisible Man's UE diary

    Background to how I got into this mess:

    Around 10 years ago I had a well-paid job and a top notch credit score. I had a few credit cards I hardly used, but no outstanding debt. I went into a lone business venture for a pension pot. I borrowed heavily through bank loans. They couldn’t...
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    Last edited by InvisibleMan; 11th June 2017, 20:44.

  • InvisibleMan
    started a topic hello!

    hello!

    Just wanted to introduce myself. I joined the forum last June, but the illness and then bereavement of a very close family member took me offline for some time. I've been dipping in and out of the site more recently and have to say I find the approach and advice bang on the money, this is the site I...
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  • shaun196809
    started a topic PRA Group

    PRA Group

    Hi there,

    I have a £8.5k debt with PRA from 2005 and requested a CCA last month. They responded stating that the amount was unenforceable as they couldn't find the original credit agreement.

    I responded with a 10% offer to close the account stressing that it was unenforceable...
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  • alfie
    started a topic Remortgage Equity Release

    Remortgage Equity Release

    Good evening.
    My query is if anyone knows off hand about remortgaging an existing equity release which provided an initial lump sum then a monthly payment. The sticking point is that it appears that the monthly payment cannot be stopped unless the whole existing amount is redeemed. The wish...
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  • Can creditors force a house sale to claim back their money

    Hi all, thanks for all the help you give.

    I have been on a DMP for 5 to 6 years now and want to go self managed and put my creditors on token payments until I have CCA's back (or not as the case may be). My only concern is that the creditors might choose to force me into selling my house...
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  • MisterK
    started a topic MisterK UE Diary

    MisterK UE Diary

    Here is my diary at last.

    (A little local difficulty getting the username agreed with MrsK, but everybody's happy now I'm pleased to say).

    About six years ago, in need of some help and well before I found AAD, I paid some money over to some CMC's to get "certificates of...
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    Last edited by MisterK; 30th April 2017, 10:04.
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