Capquest, charging order

[Savannah]

Re: Capquest, charging order

lol! Thanks, I will do

[Never-In-Doubt]

Re: Capquest, charging order

Also email Paul....

[Savannah]

Re: Capquest, charging order

Thank you.

I've a few other debts, only 1 bigger than this.

Yes I'm paying the ccj, my first payment was due last week which I paid. I'm paying it straight to capquests bank account, I did it through my bank.

I'll ring the court tomorrow then update, thanks.

[Never-In-Doubt]

Re: Capquest, charging order

Ring the court. I don't see how securing it changes anything if you're paying; so long as you're not in breach of the ccj order then they have no grounds to apply for a CO. I'd ring the court and see exactly what's going on, then post back here.

Obviously if it goes to court then I don't see what harm defending it will do as you're paying the judgment aren't you? Surely the judge would back you - as you've not breached the ccj. Do you have bigger debts than this? It could be unfair to other creditors etc.

Paul's probably the best person to speak to. Check your pm's

Best of luck

[Savannah]

Re: Capquest, charging order

This debt goes back to 2009.

I had a court CCJ letter, I admitted it was my debt and offered £5 a month. The court said they'd not received my letter back, so re sent forms. I sent them back but apparently not within the time frame stated, but I was away so when I returned I posted them back straight away. Capquest wrote to me saying it was received late by the court but they were willing to accept the £5 a month. Then
they said the were in the process of the charging order.

Infinitesimal chance of them being able to convince a court to have your home sold, so put that out of your mind.

When did you take out the Littlewoods account for the first time?

Did you receive the N1 claim forms for the original CCJ?

The form you sent back the 2nd time? Was that to formally "vary/redetermine" the CCJ? Did the court set instalments at the value you are paying, or was it just Crapquest agreeing to that?

[Riz]

Re: Capquest, charging order

Infinitesimal chance of them being able to convince a court to have your home sold, so put that out of your mind.

When did you take out the Littlewoods account for the first time?

Did you receive the N1 claim forms for the original CCJ?

The form you sent back the 2nd time? Was that to formally "vary/redetermine" the CCJ? Did the court set instalments at the value you are paying, or was it just Crapquest agreeing to that?

[Savannah]

Hi,

I have a debt of 3k with Littlewoods. I was struggling to pay the monthly payments as I can't work over the last 2 years due to a health condition. I have 3 children, and all the expense that comes with that, so I offered them monthly payments that I could afford but never got anywhere. This went on for a while then Capquest took over the debt. They sent me a lot of letters demanding money. I offered them installments but they were always saying it was too low to accept. 2 months ago I received a court letter regarding CCJ, I made an offer of repayment. They said they never received my letter, so I resent a form and Capquest accepted my repayment offer.


I had a letter from them on Friday saying they will accept the repayment but are in the process of securing the debt on my property with a charging order. I then had a letter yesterday from a solicitor and a court date for an Interim Charging Orser, at Bradford court on 17th July. I am now worried sick. Can they do this? Will I be forced to sell my home?


The solicitor is HL Solicitors. From research I've done on Capquest they seem a dodgy company, and it's worrying me.


If anyone could help I'd really appreciate it. Of course I'll be ringing them first thing tomorrow.