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  • alfie
    started a topic Remortgage Equity Release

    Remortgage Equity Release

    Good evening.
    My query is if anyone knows off hand about remortgaging an existing equity release which provided an initial lump sum then a monthly payment. The sticking point is that it appears that the monthly payment cannot be stopped unless the whole existing amount is redeemed. The wish...
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  • marypoppins
    started a topic Mint - Wescot

    Mint - Wescot

    Hi everyone,

    I'm looking for anyone's experience with Wescot.

    Long story short - this is my husbands cc and had a balance of approx £9k and because we thought it enforceable (we used a different site at the time so it may be questionable!), he continued to pay an agreed monthly...
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    Last edited by marypoppins; 14 May 2017, 13:24.

  • pipsaholic
    started a topic Bailiff Visit

    Bailiff Visit

    Hi Guys,

    Need some guidance here. I sent 3 repeated letters Lloyds asking for proof of debt/original contract/claim against me/original credit agreement) have now passed it over to Fidelite DCA and rather than sending me several letters like others demanding payment they are going to pay...
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  • Frosty873
    started a topic The start of a debt free life

    The start of a debt free life

    Hello all, just a little about me - my hubby and I have found ourselves in big debts altogether, and after browsing through this forum over the past few days (which has already turned out to be super helpful and supportive) we both made a decision yesterday to stop making payments in anticipation of...
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    Last edited by Frosty873; 8 May 2017, 11:13. Reason: Edited colour code

  • Spent2much
    started a topic carers allowance

    carers allowance

    My dad is in a care home permanent now so my mum is on her own . She is a cancer survivor she has asthma and is bent over with age sciatica - she cannot make her own meals properly as she can't stand straight so i make them for her and i am there twice a day to make sure she has eaten and i do all her...
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  • Spent2much
    started a topic freehold on mortgaged property

    freehold on mortgaged property

    This question is from a friend which i found interesting so I'm going to ask your views on it if you will please .

    Jo Blogs buys a house he has a mortgage . The property is freehold .
    If he paid for the freehold outright can he then live on the land and not in the mortgaged house...
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  • Dyomun
    started a topic Moneyway keep taking payments!

    Moneyway keep taking payments!

    So I made the last payment on my car loan on the 3rd of January. Normally the payment comes out on the first, but it was new year, so the direct debit came off late.
    That's me officially debt free now (once I stop dipping back into my overdraft each month).

    Today (31st of January,...
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  • Arrangement to Pay and default notices

    Hi Niddy
    Basically I've got alot of unsecured debt that I'm now struggling to pay off. The majority of which has been used on house extension and improvement. Can't afford all my repayments each month now and have approached mortgage provider to remortgage to consolidate debt, no joy cos of my...
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  • greymatter
    started a topic About SB

    About SB

    Could you clarify when the SB time run from. Is it from the DN date or from when you stop all payments.
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  • Civil service classic pension early release of pension due to ill health

    Are there any pension experts? I'm just starting stage two of appeal for my pension on ill health. Stage one was refused even though I have medical evidence to prove my problems permanent, they are still using their opinion that it's not.
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  • Spent2much
    started a topic parking fine double yellows ?

    parking fine double yellows ?

    I got a fine for parkingon double yellows- but i sent it back with 'not entering into contract' worth a try but is this right ?
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  • LeeC
    started a topic Continous Payment Authority

    Continous Payment Authority


    if i cancel my current debit card and get a new one would this stop the PDL companies taking the money from my account?

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  • Johng27
    started a topic Advice Please about UE route

    Advice Please about UE route

    Hi all,

    I have been looking at debts recently and started requesting CCA's from all my lenders in August last year. I have had a number of mixed responses in the form of recon's, copies of originals, no responses and illegible photocopies.

    I now want to go down the UE route...
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  • Debbs
    started a topic Hotel Damage by tenant Dispute

    Hotel Damage by tenant Dispute

    Hi There.... In February 2016 I booked and paid for a Bed and Breakfast family room for one of my tenants for 3 days as I was fitting a new bathroom suite to her home. She went along and on the 3rd night her boyfriend turned up the the B&B. The pair of them argued and the boyfriend caused some damage...
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  • Hi everyone hope im in right place

    I'm new to all this so bear with me please not sure what to do next have a few debts but most are being paid something one b/card has been sold on again debt collection said may send to solicitors in 10 days without notice then got letter from there solicitors saying unless acceptable payments...
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