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  • stjjts
    started a topic stjjts UE Diary

    stjjts UE Diary

    I have committed to start a diary so I can record my progress to date and going forward. I have spent hours looking through the valuable resources that exist in forums and now have a better understanding of what to do and what to expect.

    A number of years ago I realized that I was struggling...
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  • Please help - Single, student mum owing £3500 in housing benefit overpayment

    Hi there, I am really hoping that someone may be able to help me at all as i am so worried.

    I am a single mum and I am in my third year of my degree course. I have just received a letter that housing benefit has been overpaid to me since 2014 and i now owe them £3500! They never...
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  • can debtor force which of the offers for my property is accepted to my disadvatage

    In addition to my house I have a commercial property under separate title. My house is not involved. A private individual, a long-term colleague, made a short term high value loan to me so I could satisfy a serious debt issue. I agreed to sell the commercial property to repay. I am nearly 70 and was...
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  • Difficulttimes
    started a topic 22 years old and over my head in debt

    22 years old and over my head in debt


    First of all I am new to this forum and would like to say how nice it is to see all the people giving advice and a helping hand to others. I'm sure 99% of us on here have been in debt and financial difficulty at some point in our lives.

    i will start of with a little bit...
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  • Thanks to the ADD Team and Jo Connolly Solicitors

    Success at last!!!

    I can't thank the forum enough, they have been really supportive and ha they not have put me in touch with Jo Connolly solicitors I may not have been celebrating as much!

    Jo was amazing, from the onset she took the stress and worry off my shoulders and took...
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  • MustGetStraigh
    started a topic Remortgaging.... d'oh!

    Remortgaging.... d'oh!

    I am now a) kicking myself and b) thanking my lucky stars that I ever found this forum, in equal measure...

    We have been stuck on our mortgage lender's SVR for a few years now as they wouldn't offer us a new deal when our last one ended, and we were going through all sorts of financial...
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  • mo444
    started a topic capital one £3500 debt

    capital one £3500 debt

    I'm just looking for advice.I have 3500 on a capital one credit card with no hope of repaying.I have a 6 month agreement paying £5 a month.Will I be able to continue with this long term? Do I fill in form every 6 months or just ignore it and continue to pay . will it goto debt collection..Will I be...
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  • Freckles
    started a topic I'm back

    I'm back

    Hi Everyone,

    It's been a long time and in a way that's a good thing.Since I last posted here I've worked hard,studied and worked my way towards a better job.I started that job 2 weeks ago and I come home everyday exhausted but happy.Things seemed to be finally working out.However I came...
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  • Spent2much
    started a topic Received my PIP form today

    Received my PIP form today

    I just received my PIP form today and im not going through with it , just had a massive panic attack reading all about the assessment i can't cope with this anxiety over this and waiting for the assessment will cause me more illness im in tears here and there is no way im going to put a claim in i just...
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  • simmie786
    started a topic URGENT NEED HELP PLEASE VW CAR


    hi guys i need advice,

    my dad had a car and sworn it. he had to remove the car due to garden work and parcked it into the street. he has now been fined.
    he cannot attend court on friday, we have a special needs child, the car is hired and was taken into council because it had no...
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  • advice please failed IVA and statute barred

    Hi everyone,
    I took out an iva in jan 2009 but due to redundancy last paypent was in April 2009. The IVA failed court paperwork dated in november 2010. Is the statute barred date from last payment? or from when the IVA failed?
    Nearly all have been removed from my credit file except for...
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  • IF
    started a topic Happy Birthday Never-In-Doubt

    Happy Birthday Never-In-Doubt

    Happy Birthday Niddy with love from IF


    and all of us at AAD Consumer Forum.

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  • Success Story for Joanna Connolly

    Forum Username


    Thread URL


    Type of Feedback

    Success Story

    Recipient Name

    Joanna Connolly

    Title of your Feedback


    Leave Feedback
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  • thaiguru76
    started a topic Lending Stream and Sunny Problems

    Lending Stream and Sunny Problems


    I am in need of a little advice. I currently have 3 loans with Lending Stream and 3 loans with Sunny and unfortunately am unable to make the full payments. I have contacted them with regards a repayment plan but have yet to hear from them.

    I want to know if I will get into...
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  • Barclaycard (MKDP) Sold to Hoist Portfolio

    If you've had a Barclays account and have recently been notified that it's been transferred to Hoist Portfolio (Inc Robinsons Way) then I wouldn't go sending anything in response!

    Instead, and so we can monitor it, please post here - just a brief post clarifying:

    1. The Original...
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