Hi, hope everyone is well
Any advice thought on the below would be much appreciated and I know I'm in the right place to receive it
Basically I'm still going through a UE journey now 5 years on and all is quiet with this, but now find myself in a new predicament
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Debt problems - Any Ideas
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Should I rock the boat?
Just thinking out loud here! As some of you may know have been running my own dmp for debts that were not UE and also just not paying some. I am also heading abroad in a few months and will be ceasing all payments. Just wondering if I should start any PPI claims that I may have or should I just leave...
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Charging order for £3k, is this good or bad news?
To cut a long story short I had an Egg credit card and defaulted in 2011. The matter continued via numerous DCA's and eventually ended up with Bryan Carter who issued a final notice on 4th July 2011.
The matter was then assigned from Barclaycard to Arrow Global.
Then Bryan...Last edited by mike'y; 6 January 2015, 20:02.
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Debts and Full and Final settlement?
Hi Everybody
Im posting this on behalf of a relative. He's really at his wits and so down about this situation.
He has debts with
HSBC -loan, card and overdraft. Loan was from 27/03/2007 for £5000. I'm. not sure about the other dates
not sure about the...
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Mortgage in my name, married later, COs in my name after marriage can I add wife to deed to avoid CO
I bought my house when I was single and am the only person named on the mortgage.
My partner moved in with her 2 children
A CO was obtained by a company I had provided services to that they claimed I didn't (they lied in court and I feel I wasn't given proper opportunity to provide full...
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Enforcement without pre 2007 CCA
Previously it was discussed that a CCJ can be awarded where a pre-2007 CCA is not avalaible, but cannot be enforced.
It was also considered that Charging Orders are not Enforcement except when there is also a payment agreement. Equally Statutory Demands are not Enforcement.
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HMRC reveals debt collection figures
Debt collection agencies recovered £464,058,131 on behalf of HM Revenue & Customs during a two-year contract, Credit Today can reveal.
HMRC employed ten private sector collection agencies to recover between £500m – £1.5bn of outstanding tax debt on a two-year contract worth up to £70m...
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Help! Letter before action from Drydensfairfax Sols
Hi
If just received what I believe to be. LBA and I don't know what to do. I have to respond before 27th March. Details as follows :-
Drydensfairfax Solicitors/ Cabot Financial/ Fire
Type of account (credit card/loan).... CREDIT CARD
Date commenced...
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SAR Request - Information
Forgive me if I'm posting this in the wrong area but I did a search and couldn't find the information I needed.
I am to request a SAR in order to proceed with claiming back interest on loans since my husband has been on Guaranteed Pension Credit for almost two years. During that time we...
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Grassy_K's Unenforceability Diary
Hi All,
I'm desperately in need of help. I was planning to go the UE route when ready to do with my terrible debts, so but due to personal issues and depression, the time is not yet right for me to take on my creditors. I have been paying reduced payments to most of them apart from...Last edited by Grassy_K; 13 August 2014, 12:07.
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Tierisch's DFD
Hi all
Well not so much of a diary more of a 'where i am'...just to help those who feel there isn't an end to the tunnel. My problems started about 8 years ago when the ex who had developed mental health problems took me into debt to the tune of 80 - 100k (and a few more thousand that popped...Last edited by tierisch; 14 January 2014, 10:00.
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lending stream interest
Hi All
Im looking to see if anyone has had any sucsess in getting Lending Stream to agree a settlement or write off any of the interest.
I stupidly got myself into quite a lot of debt and burried my head in the sand but now i am looking to sort things out.
Lending...
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New member needing advice please!!
Thank you to anybody who can give me some advice as this problem keeps going around in my head!!!
Basically I have been with Payplan for 5 years paying what we can afford every month. Debt was originally about £45,000 with 14 creditors. We decided to sell our house this year as it would...
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Hillesden Debt Surveillance Programme MBNA credit card
I had a credit card with MBNA with about £500 outstanding. I haven't paid since 2009 when MBNA refused to pay out on PPI claiming I had the "wrong kind of unemployment". I haven't made a PPI reclaim just put this one to the back of my mind.
All has been quiet since the account...
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charging order
Hi Guys,
Its been awhile since i last posted, mainly because ive been able to manage my debts via making monthly instalments. However one of these debts is from an old buisness that ceased to trade and was left with an overdraft that i couldnt pay back. This was around 3/4 years ago. I...