Tinkerbelle UE Diary

[tinkerbelle]

Posted in the General Debt Forum previously and am now starting my diary. Have recently retired and am unable to pay the minimum payment for a Barclaycard and Mbna credit card. Have sent out two CCA requests and have received a reply from Barclaycard

[tinkerbelle]

Re: Tinkerbelle UE Diary

Barclaycard

Type of account credit card

Date commenced 4/8/97

Approx balance £6k

Arrangement not paid since 12/14

Status in arrears

Account owner Barclaycard

13/4 received up to date terms and conditions in an A5 leafllet all stapled and with my name and present address and 8 pages of terms and conditions
21/4 received separately a recon agreement should I send this only?

[tinkerbelle]

Re: Tinkerbelle UE Diary

Just a few details about the recon agreement. It has my original address and right to cancel on page one. The next page is Terms and Conditions and the last page is a copy for my records and details on how to cancel etc.
I'm shocked at what Barclaycard have sent as it is not a true copy; the terms and conditions on page two are dated 13 months later than the date that I took out the card.

[tinkerbelle]

Re: Tinkerbelle UE Diary

Can anyone help pleas?. I have tried to send the recon agreement via the portal and it says that the file is too big, thanks.

[sara2]

Re: Tinkerbelle UE Diary

Hi Tinkerbelle, what I do is take a picture with my phone, and upload it to my laptop, and it is huge, so I open it in paint brush, and choose resize and changed the figures to 50%, I do that twice, and then it is reasonable size, so I save it as new file, and that should do the trick, I hope that helps.

[tinkerbelle]

Re: Tinkerbelle UE Diary

thank you for your reply and help but I don't have a phone so will have another go tomorrow thanks again

[Never-In-Doubt]

Re: Tinkerbelle UE Diary

Can anyone help pleas?. I have tried to send the recon agreement via the portal and it says that the file is too big, thanks.

email - webmaster@all-about-debt.co.uk

[tinkerbelle]

Re: Tinkerbelle UE Diary

thank you Niddy for your response and help
I think I have scanned with a too large DPI going to have a play with the resolutions to make the PDF smaller, thanks again

[Never-In-Doubt]

Re: Tinkerbelle UE Diary

thank you Niddy for your response and help
I think I have scanned with a too large DPI going to have a play with the resolutions to make the PDF smaller, thanks again

My email can cope with 50Mb - You need to scan it as a document, not an image - otherwise it will be a 20Mb document (image scan) instead of a 1Mb document (document scan).

Instead of messing with DPi - just re-scan as a colour document.

[Never-In-Doubt]

Re: Tinkerbelle UE Diary

What they've sent is not the original. It's lacking any personal details such as signature etc.

I'd presume that they've sent a recon set. We need the originals & varied terms. So for now I'd send back the missing PT's template.

[tinkerbelle]

Re: Tinkerbelle UE Diary

Thanks for the speedy response.
By varied terms do you mean the present terms and conditions which were sent in the 8 page booklet in post #2 ?
Will send the missing PT letter.

[Never-In-Doubt]

Re: Tinkerbelle UE Diary

There's nothing with your signature is there? Yes I would send that

[tinkerbelle]

Re: Tinkerbelle UE Diary

No signature , thanks for response.

[tinkerbelle]

Re: Tinkerbelle UE Diary

Type of account credit card
Date commenced 2009
Approx balance £2.5k
Status in arrears
OC Mbna


13/4/15 Following advice sent for CCA. Have not had any reply. I did not send it recorded, so have no proof of receipt.
Given that this is post 2007 and that I intend to settle when the time is right, how should I respond to this ?
Thanks

[Pixie]

Re: Tinkerbelle UE Diary

7 weeks isn't unusual to wait for a cca to come through.

Is this still with MBNA or has it been passed on to a DCA? Are you making any payments at all?