Hey ![Big Smile](https://all-about-debt.co.uk/core/images/smilies/Standard%20Smileys/smile-big.png)
So I've applied with Brighthouse and been pre-approved pending employment and affordability checks.
Anyone dealt with these? And if I do get something will my credit rating improve despite the fact I have defaults on my file?
Thanks,
Jordan
![Big Smile](https://all-about-debt.co.uk/core/images/smilies/Standard%20Smileys/smile-big.png)
So I've applied with Brighthouse and been pre-approved pending employment and affordability checks.
Anyone dealt with these? And if I do get something will my credit rating improve despite the fact I have defaults on my file?
Thanks,
Jordan
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