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hello!
Just wanted to introduce myself. I joined the forum last June, but the illness and then bereavement of a very close family member took me offline for some time. I've been dipping in and out of the site more recently and have to say I find the approach and advice bang on the money, this is the site I...
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Bad credit history but all say settled ?
Hi I'm new to the forum, I've been looking into my credit file. I use to be a real nightmare with paying things, but for the last 4-5 years, I've been better with it. all my payments except 1 have either been settled or I'm still paying them egs. I just don't understand how it can be so bad,...
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Help Needed Cowboy Builder Threatening Court
I need help as I am in the unfortunate position of being in dispute with a builder who was doing a building job for me. I sacked him before he finished the work because he is incompetent. Not only that but he lied to me, didn't turn up most days, had a near miss involving a neighbour and generally...
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Curiosity re DCA liquidation
I saw a comment on a thread (forgot which one), saying that Experto had gone into liquidation. I have looked at their website and the liqiodators statement of what to do if they were handling repayments etc, and one of the things on there was basically not to SAR Experto as the liquidators will not...
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Credit Card Debt
Ok,
Ive decided to stop ignoring my constant chase ups letters phone calls etc etc I am getting from unpaid credit card debt. I have around 5 old debts which i have not done anything with for years and ignored all correspodence firstly from the credit card companies and thereafter DCA....
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Can category 6/first party fraud marker be removed
Hi,
This will probably be a long post as I want to be as informative as possible.
If anyone could help that would be great.
My first ever bank account was with Halifax which my mum set up for me however in December 2011 I switched my account to Lloyds TSB because...
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Happy Birthday Phoenix
Happy Birthday Phee, have a lovely day [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/icon_beer.gif[/img]...
[img]http://forums.all-about-debt.co.uk/attachment.php?attachmentid=17742&d=1431450578[/img]
Love From Pixie and all of us at AAD Consumer Forum.
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Tip Of The Day -MOT
Talking to a friend of mine tonight, he was telling me he had been clamped by a patrolling DVLA mobile van for no road tax on the street where he lives, he stated to them that he paid by direct debit and that was not possible, he was then told his MOT had run out (which it had.by10 days) which under...
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Overcoming bad credit - improving credit score
With a mortgage, 2 different bank accounts and a credit card from another bank running in credit and a report newly clear of defaults, when should I see my credit score start to climb?
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Payday loans - My journey
Hi
This is the first time I have ever posted on a forum so forgive me if I get things wrong.
I just wanted to say thank you to everyone who takes the time to post advice for other people's benefit. I have researched for many hours the various posts before finally taking the plunge...Last edited by Dantayler; 6 July 2016, 21:10.
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Advice Required - Dealing with an Estate
Hi Guys
Any advice on this one would be appreciated.
Sadly my Father passed away in October last year; i took care of the immediate estate issues shortly after, however he also had several outstanding debts (most with DCAs).
To date i haven't made any contact with any of these companies,...
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Council tax bailiffs should be called off, say charities
Council tax bailiffs should be called off, say charities
This is a duplicate of the Blog Entry made on: 4th May 2016 19:21
Vulnerable residents with council tax debts should be given breathing space to repay arrears rather than face the threat of bailiffs, two charities say....
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Urgent help panic stations
I have been given your details from a friend of mine who has been helped here
I was pulled over in Preston on the M6 in 2015 for driving with no insurance on my vehicle. There had been an issue switching the insurance from one car to another as I had scrapped my old car and bought a...
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Aqua Credit Card - Poor credit history but been accepted
As you do, I received a weekly email from MSE a few weeks ago and I was reading one of the articles about a credit card acceptance "checker" that basically conducts a "soft" search of your credit score and gives a rough chance of acceptability for certain Credit cards
...Last edited by Spud; 14 March 2016, 12:03.
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FCA contacting 16,000 customers of debt management firm
FCA contacting 16,000 customers of debt management firm
This is a duplicate of the Blog Entry made on: 11th March 2016 14:35
The Financial Conduct Authority (FCA) is writing to 16,000 customers of debt management firm PDHL, which was refused authorisation by the regulator. The FCA...