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  • InvisibleMan
    started a topic hello!

    hello!

    Just wanted to introduce myself. I joined the forum last June, but the illness and then bereavement of a very close family member took me offline for some time. I've been dipping in and out of the site more recently and have to say I find the approach and advice bang on the money, this is the site I...
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  • dudedj
    started a topic Debt/income expenditure form

    Debt/income expenditure form

    Hi. Im new here and looking for some help.

    A bit of background info:

    I was in debt for a good few years starting about 8 years ago. Eventually cleared it up via a DMP 3 ish years ago. My credit score was destroyed then and still hasnt recovered but is very slowly creeping...
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  • cardiac arrest
    started a topic identity fraud

    identity fraud

    not sure if this is the right place but....

    my daughter and her partner were declined a mortgage recently after failing a credit check.
    After investigating it seems her partners ex wife has run up dozens of defaulted debts after they split but before they were divorced.
    ...
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  • Johng27
    started a topic Advice Please about UE route

    Advice Please about UE route

    Hi all,

    I have been looking at debts recently and started requesting CCA's from all my lenders in August last year. I have had a number of mixed responses in the form of recon's, copies of originals, no responses and illegible photocopies.

    I now want to go down the UE route...
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  • Difficulttimes
    started a topic 22 years old and over my head in debt.

    22 years old and over my head in debt.

    Hi.

    First of all I am new to this forum and would like to say how nice it is to see all the people giving advice and a helping hand to others. I'm sure 99% of us on here have been in debt and financial difficulty at some point in our lives.

    i will start of with a little...
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  • TRADE CENTRE WALES THE CAR COMPANY HAVE LOST MY NEW CREDIT AGREEMENT?

    Evening all.

    Well today has been a new one for me I have to say.

    I traded in a 2nd hand car for £500 and paid a £100 deposit to secure a car for my 16 year old son soon to be 17 in July.

    I bought the newer second hand car for my son about 2 months ago on finance
    ...
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  • Google bans 'deceptive' payday loan adverts from search results

    Google bans 'deceptive' payday loan adverts from search results

    This is a duplicate of the Blog Entry made on: 16th May 2016 16:16
    Google is banning adverts for payday lenders from its search results, adding the short-term loan industry to a blacklist that includes guns, tobacco
    ...
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  • Payday lender Wonga saw losses double in 2015

    Payday lender Wonga saw losses double in 2015

    This is a duplicate of the Blog Entry made on: 4th May 2016 19:24
    The UK's biggest payday lender - Wonga - saw its losses double last year as tougher regulation in the industry continued to bite.

    The short-term lender saw
    ...
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  • MustGetStraigh
    started a topic Remortgaging.... d'oh!

    Remortgaging.... d'oh!

    I am now a) kicking myself and b) thanking my lucky stars that I ever found this forum, in equal measure...

    We have been stuck on our mortgage lender's SVR for a few years now as they wouldn't offer us a new deal when our last one ended, and we were going through all sorts of financial...
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  • Jumie
    started a topic Default with British gas

    Default with British gas

    Help!

    I took some time off work and I've been traveling for the past 2 years now.

    I recently lost my mum last year and Our house is mortgaged. As the administrator, I have started probate proceedings and was planning to get it transferred to my name but got decline for...
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  • Slater & Gordon hit by £420m Quindell writedown

    Slater & Gordon hit by £420m Quindell writedown

    This is a duplicate of the Blog Entry made on: 29th February 2016 16:02
    The Australian law firm that bought the bulk of Quindell’s businesses has been plunged into crisis after it was forced to write down the assets it acquired
    ...
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  • Debt recovery and asset valuation firm in administration - 'Winterhill' Largo

    Debt recovery and asset valuation firm in administration - 'Winterhill' Largo

    This is a duplicate of the Blog Entry made on: 29th February 2016 16:07
    A company that specialises in debt recovery and asset valuation has gone into administration, with RSM Restructuring Advisory being
    ...
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  • AAD News Feed
    started a topic Payday refunds still being paid out

    Payday refunds still being paid out

    Payday refunds still being paid out

    This is a duplicate of the Blog Entry made on: 15th February 2016 07:30
    Millions of pounds of payday loans refunds are still to be handed back, a lender has said.

    Dollar Financial UK, which owns The Money Shop, said that only 25% of
    ...
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  • kai
    started a topic Attached CCA - Enforceable or Not

    Attached CCA - Enforceable or Not



    Hi All,

    I would appreciate some feed back on the attached CCA which was eventually received after issuing Capital One with an SAR in Sept. 2009.
    I have erased the name and address of the account holder which was located in the top left side of page 1, which was correct....
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  • AAD News Feed
    started a topic Quindell owner in debt restructuring talks

    Quindell owner in debt restructuring talks

    Quindell owner in debt restructuring talks

    This is a duplicate of the Blog Entry made on: 31st January 2016 08:44
    Slater & Gordon paid more than £600m for Quindell's legal arm last year

    The Australian law firm that snapped up the bulk of scandal-hit insurance claims
    ...
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