On a 600 odd month agreement with Moorcroft, have they gone soft.

[BigCraigJohn]

Thought i'd post this up as it might give some of you a bit of hope that dcas are tameable. Ive just had in writing that I am on a £5 a month agreement for 600odd months. By my reckoning i'll be old and £5 wont even = a penny.
After months of letters from them full of the usual generic threats and me replying with in simple terms "I will continue to pay £5 a month, please forward me your details", they have finally gave in and sent me there agreement to my offer writing along with all there bank details so I dont have to get people sending cheques for me.

[MustGetStraigh]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

Thanks for this, maybe there's light at the end of the tunnel!

[Never-In-Doubt]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

Utter bollocks. It's as long as a mortgage and totally unrealistic to maintain and achieve.

This would be better considered as a write-off in totality! But repayment is a farce!!!

[BigCraigJohn]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

I agree it is somewhat farcical. I'd be 80 odd if it ever got that far.
Funny thing is saturday I received a threatogram, cant really take a company to serious when they operate like this.

[MustGetStraigh]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

I agree it is somewhat farcical. I'd be 80 odd if it ever got that far.
Funny thing is saturday I received a threatogram, cant really take a company to serious when they operate like this.

How true - they all seem to operate in a world of their own... no logic or rationality at all.

(have to say I'm not paying anything at all on those of mine that are UE. But it gives me hope that it might be possible to string out an enforceable one that long, gives time to save for a F&F and get rid!)

[Wishfull]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

maybee its just all the new guidelines from all the diferant agencys ie oft fca etc that these muppets have to be seen to tow the line,just read on another forum that 1st credit lost millions last year down to forums like this educating laymen plus tighter rules they have to follow,or just thought if you was a dca with say 1000 plus clients would it not be better the debtor paying something than nowt at all better some commision than none at all sorry if this is muddled up but found a case of john smiths from xmas in the garage

[BigCraigJohn]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

Well heres another 1 for you NID.
I have a written agreement from Moorcroft for the above which I have paid and today ive had a letter from Westcott asking for payment on the same debt.
I'm just lost now, hahaha

[Never-In-Doubt]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

Well heres another 1 for you NID.
I have a written agreement from Moorcroft for the above which I have paid and today ive had a letter from Westcott asking for payment on the same debt.
I'm just lost now, hahaha

Oh dear, what idiots eh? Just ignore them

[BigCraigJohn]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

Well at least I know this is why they were trying to chase me the other day rather than to do with my Ulster debt.
So i'll continue to pay Moorcroft and ignore Westcott.

[Never-In-Doubt]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

Well at least I know this is why they were trying to chase me the other day rather than to do with my Ulster debt.
So i'll continue to pay Moorcroft and ignore Westcott.

How much are you paying MC and what's it in relation to>

[BigCraigJohn]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

£5 a month, its a Lloyds credit card of about £3000. Was taken out in about 1998. You checked the agreement and thought it was probably enforceable although I think it was a microfiche and I have a feeling it was 2 separate sheets.

[BigCraigJohn]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

Today we got a nice postcard though the letterbox addressed to "the occupier", asking us to ring some number and ask for some bird, not got it handy but its was an almost fantasy name, not far of a porn star, something like Laura Lou. Thought I had a stalker then noticed at the very bottom it was Westcott in little writing. 3 letters in 5 days, 2 of them phishing with the middle 1 being addressed to me.

[Never-In-Doubt]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

£5 a month, its a Lloyds credit card of about £3000. Was taken out in about 1998. You checked the agreement and thought it was probably enforceable although I think it was a microfiche and I have a feeling it was 2 separate sheets.

Do me a favour and re-send it me please matey?

[Never-In-Doubt]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

Today we got a nice postcard though the letterbox addressed to "the occupier", asking us to ring some number and ask for some bird, not got it handy but its was an almost fantasy name, not far of a porn star, something like Laura Lou. Thought I had a stalker then noticed at the very bottom it was Westcott in little writing. 3 letters in 5 days, 2 of them phishing with the middle 1 being addressed to me.

Just ignore

[BigCraigJohn]

Re: On a 600 odd month agreement with Moorcroft, have they gone soft.

Do me a favour and re-send it me please matey?

Right will see if I can find it anywhere otherwise i'll have to get it re scanned.