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  • stuckinarut
    started a topic OVERPAID FOR 8YRS OUT OF 10 Apparently

    OVERPAID FOR 8YRS OUT OF 10 Apparently

    Evening people. got a bombshell of a letter today. 8/6/17. to the tune of £11kplus. the guy that sent the letter says we appreciate you may find it difficult to pay it back all at once (must have went to uni this guy) but if you can send the dosh to blah blah. please fone us to confirm you received...
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  • Getting Accounts moved to a DCA (HFC & HSBC)

    Hi

    Someone very knowledgeable about the CCA generally and UN in particular I was talking to recently mentioned that ..... "I could do with getting that one (an HSBC account) moved on to a DCA". (Hope I'm not misquoting her!). Since I'd always though it's an OC's decision to...
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  • Stressedoutmum
    started a topic Changing mortgage and DMP

    Changing mortgage and DMP

    Been a while since I have posted again!

    Been on a DMP since 2009 and hubby was Bankrupt same year. Have also been on interest only mortgage since then with balance of £92/93K, property worth about £145K. We have wanted to start back on repayment mortgage for last couple of years but it's...
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  • kelbagishere
    started a topic Debt sold on - New DN issued?

    Debt sold on - New DN issued?

    Hi all, ok I'm new here so please bear with me.
    I entered a dmp with stepchange in December 2013 as my debts were running away with me and have been faithfully sticking to the repayment plan ever since plus increasing my payments when I could.
    I had a letter from BarclayCard on Friday...
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    Last edited by kelbagishere; 25 October 2016, 12:47.

  • daisy
    started a topic Unsecured debt & moving.

    Unsecured debt & moving.

    Hi everyone, it's been a while!

    I have a large amount of unsecured debt, not worried about the smaller ones, but a couple of Barclaycards pre 2007, also a couple of biggies with two banks and I can no longer service these debts, as I need to give up work on health grounds, so there is no...
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  • Des58
    started a topic ESA OVERPAYMENT

    ESA OVERPAYMENT

    Hi guys,
    I am new to the forum and looking for some advice regarding a letter I got from dwp who say I was overpaid £1500 in esa,and that its in the hands of its
    debt collection agency.I accept I was at fault for not informing dwp of any increases in my pension for...
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  • Asav7
    started a topic NRAM together mortgage unsecured loan query

    NRAM together mortgage unsecured loan query

    Hi, I have joined with a view to getting help with the following. In 2007 we took out a dreaded Together Mortgage. The unsecured element which was initially £22048 is the the reason for my question. I rang NRAM a few years ago and asked if it was possible to settle the unsecured element only and continue...
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  • Payday lender Wonga saw losses double in 2015

    Payday lender Wonga saw losses double in 2015

    This is a duplicate of the Blog Entry made on: 4th May 2016 19:24
    The UK's biggest payday lender - Wonga - saw its losses double last year as tougher regulation in the industry continued to bite.

    The short-term lender saw
    ...
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  • Wife's letter threatening Howard Cohen from Robinson Way

    My wife has received a letter from Robinson Way giving her 10 days to come to a repayment agreement for her Barclaycard account or they will put in the hands of Cohen for legal action. We sent for the CCA some time ago and received the usual T&Cs and nothing resembling an actual agreement from Barclaycard...
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  • ABF
    started a topic Egg card PPI reclaim - success

    Egg card PPI reclaim - success

    So recently I contacted Egg about my long-closed account with them, regarding the Card Repayment Protection plan. To be honest it was a bit of a fishing trip as I couldn't recall ANY details of the account, card number or anything, as the account was closed in 2007, paid off nice & cleanly, never...
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  • mo444
    started a topic capital one £3500 debt

    capital one £3500 debt

    I'm just looking for advice.I have 3500 on a capital one credit card with no hope of repaying.I have a 6 month agreement paying £5 a month.Will I be able to continue with this long term? Do I fill in form every 6 months or just ignore it and continue to pay . will it goto debt collection..Will I be...
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  • How long do debts stay on credit file ?

    Our debts were defaulted in 2007 onward we started UE in July 2012 .

    We haven't checked our credit files as we don't want to wake up the creditors, but with things getting harder and harder such as wtc and now council tax help being based on minimum wage for self employed, we are looking...
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  • JLC
    started a topic First bus bond repayment

    First bus bond repayment

    Looking for a bit of advice on what to write in a letter to First Bus. My son worked for first bus for just over a year, leaving due to awful shift pattern. He signed an agreement to pay for a bond for his training over the next two years.

    He's had a letter reminding him he needs to...
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  • Knightsbridge snaps up insolvency cases of debt management firm

    Knightsbridge snaps up insolvency cases of debt management firm

    This is a duplicate of the Blog Entry made on: 20th January 2016 13:17
    Knightsbridge Insolvency Services, part of the Money Advice Group, has acquired all the insolvency cases from Personal Debt Help Line (PDHL) –
    ...
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  • Tesco loan, nominal payments made not being acknowledged

    PERSONAL UNSECURED LOAN
    COMMENCED NOV 2010
    BALANCE £1695
    LAST FULL PAYMENT FEB 2015
    AGREED INTERIM NOMINAL PAYMENTS £1pm FOR NOV, DEC 2015, JAN 2016.
    PAYMENT OF £3 MADE IN NOV 2015 to cover 3x £1 PAYMENTS
    ACCOUNT DEFAULTED MAY 2015


    12 May
    ...
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