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Niddy vs HBOS
Afternoon All,
Just thought i'd update my saga with the banks by starting another thread, in similar context to my others;HSBC
Right, as some of you will know I was with HSBC when all of a sudden they wanted to close my accounts, fine - I have other accounts; end result - still ongoing, awaiting response to my letter to the chief exec! This is all detailed in the thread called Niddy vs HSBC
BARCLAYS
As I like more than one account at any one time, I applied to Barclays - what a carry on; end result - no account but £100 compensation accepted! See the details of this in the thread called Niddy v Barclays.
HBOS
Ok, so a few weeks ago in between the Barclays and HSBC carry on I was chatting to Angelic (click to see relevant posts) about accounts and thought sod it, i'd apply to HBOS. Now, the way their systems work is that whenever you apply you'll get allocated an account number and sort code - this is irrelevant; they can still decline you - they do this as it registers your application. The account appears on internet banking but simply tells you they're processing it or whatever.
So, after a few days of seeing the same message I called HBOS to be told it had been accepted, I then sent the £100 required deposit in order to finalise it and release the card etc. To my surprise the £100 was rejected and after two weeks appeared back in my original account. I then rung HBOS to be told the account was closed and declined. How so, it was open and confirmed?
So, off went a complaint straight to the top, ie the chief exec (I like dealing with the idiots at the top as they are easier to manipulate). End result is an offer of £50 or complain to the FOS - me thinks, being no real hassle was caused to me, that i'll accept the £50 and walk away! So, end result here seems to be another free £50 - this time from HBOS.
Successes to Date -
Niddy - +£150 (+ a biggie in waiting with HSBC)
Banks - -£150
Just thought i'd update my saga with the banks by starting another thread, in similar context to my others;HSBC
Right, as some of you will know I was with HSBC when all of a sudden they wanted to close my accounts, fine - I have other accounts; end result - still ongoing, awaiting response to my letter to the chief exec! This is all detailed in the thread called Niddy vs HSBC
BARCLAYS
As I like more than one account at any one time, I applied to Barclays - what a carry on; end result - no account but £100 compensation accepted! See the details of this in the thread called Niddy v Barclays.
HBOS
Ok, so a few weeks ago in between the Barclays and HSBC carry on I was chatting to Angelic (click to see relevant posts) about accounts and thought sod it, i'd apply to HBOS. Now, the way their systems work is that whenever you apply you'll get allocated an account number and sort code - this is irrelevant; they can still decline you - they do this as it registers your application. The account appears on internet banking but simply tells you they're processing it or whatever.
So, after a few days of seeing the same message I called HBOS to be told it had been accepted, I then sent the £100 required deposit in order to finalise it and release the card etc. To my surprise the £100 was rejected and after two weeks appeared back in my original account. I then rung HBOS to be told the account was closed and declined. How so, it was open and confirmed?
So, off went a complaint straight to the top, ie the chief exec (I like dealing with the idiots at the top as they are easier to manipulate). End result is an offer of £50 or complain to the FOS - me thinks, being no real hassle was caused to me, that i'll accept the £50 and walk away! So, end result here seems to be another free £50 - this time from HBOS.
Successes to Date -
Niddy - +£150 (+ a biggie in waiting with HSBC)
Banks - -£150
Banking
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