I did a pre application for a Natwest loan (my son for a car,see my other threads) and it came up with APR 20.9%
so I left it at that and said we can look at it in November.
Now when I Log on to My banking it says you eligible for a loan with a 9/10 chance when I click on more info....
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Nat West Loans and Overdrafts
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lloydstsb credit card sale?
Does anyone know if there has been a recent,since Christmas, sale of delinquent credit card accounts?
They don't appear to be updating CRA data. -
TSB Account benefits - value?
I have a tsb account with a £500 o/d - their classic account - yes i use the o/d. I had the account 10 years.
Are the tsb benefits value for money even tho I don't need the travel insurance well this year any way - I would like the AA cover but not sure which one represents best value,... -
ccj threat from Cabot via marlin financial for 1yr old lloyds graduate overdraft debt
Hello and good day to all,
Firstly, I have spent most of today reading through the threads on this site and have found the information very useful and informative.So, thanks to all moderators and contributors for building and maintaining this site. ... -
Finally a grown up card!!
Hey all,
Just wanted to say Nationwide rang me yesterday and asked if I would like to upgrade my account to the FlexPlus account, the all singing all dancing one. I asked if I get a grown up card now and he said yes haha.
Finally! I dont have a basic cash card now
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Di30 son/lloyds automatic upgrade
My son opened his bank statement coming in from work, (Lloyds Bank), they have upgraded his account without informing him, he was under a graduate account and now its classic, so any o/d fees are charged.
He's had no letter to inform him of this and when he was under the graduate account his £250... -
Barclays Additions Plus Account
I have a Barclays Additions Plus Account and have used the services that the account offers.
Nationwide is offering a better service with their Flex Account, which is also £6 a month cheaper, so I decided to cancel Barclays Additions and sign up for the Flex Account.
However, when I called... -
ashling's unenforceability diary
HBOS CREDIT CARD
Type of account (credit card)
Date commenced (May 2003)
Approx balance �728
Date last paid (2/3 months before June 2009)
Are you on arrangement or not paying not paying
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URGENT : Keynes issue LBA for old HSBC overdraft account: HELP!!
Hi everyone,
I first posted about this account in another thread for a HSBC loan account. However as a claim for that account has now been issued and the two accounts are separate, I have started this new thread for this OD account.
This is a current account OD for £1017.... -
weejo started a topic Advice for a newbie on timing of switching bank accounts and movement into a DMPin DMP'sAdvice for a newbie on timing of switching bank accounts and movement into a DMP
Hi Guys
A bit of background first I guess.
I am 42, single and living on my own with mortgage and the usual bills. Dues to various circumstances over the years, house disasters, redundancies, car written off, more house disasters and finally no pay rise in 5 years, I have... -
Can someone clarify......
My credit rating is trashed, so I don't pay too much attention to it at all but I do check Noddle every now and again when I want a laugh!
First question is - my debts have default date of 2009 lowell own majority of them now and continue to default me on them every month as they do not... -
Ibiza's UE Diary!
Been advised to start this by NID.
*frantic thinking of which accounts I have..... and one last logon to money manager to check!*
Edit:
Have to add I have other accounts (Aqua, Capital One, Vanquis) which I never built up a balance on, so they're all active and...Last edited by 1NightInIbiza; 27 November 2013, 12:15. -
When does an o/d account become SB?
When does the SB clock start ticking with an overdraft? Is it from when the last credit that was paid into the account or from when the bank start demanding payment? I presumed it would have been from when the last credit was paid in, but now think it might be the latter which could add several months... -
Banking within same group
Just wondering about banking within the same group that have defaulted you.
I know there is the right for the same company to set-off/nab funds from other accounts if you are in arrears. Does that apply to the group? And would it apply at all after a default?
I ask because... -
Income brackets for bank accounts??
Please can any of you folks confirm if you had to be earning certain income to be eligible for eg, Premier in 2007, Platinum Prior to that etc?
Thanks.
I'm not sure if I read this right on a google search but it used to be that you had to earn at least £60K or something like...
