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  • #1

    Anyone heard of Mercantile Recovery Solutions?

    Hi everyone, hope you are all well.

    Due to ill-health over the last couple of months, I haven't posted/been on this forum as often as I would have liked but have had a lot going on and have had to cease fire on dealing with a lot of my non-priority debts.

    I am slowly making my way back to sorting all this out, but would like to know about this outfit called Mercantile Recovery Solutions. Has anyone heard of them or had any dealings with them?

    For the last couple of months they have been bombarding me with text messages (just a reference number and so unless I called them I didn't have a clue who their "client" was or what "debt" of mine they had purchased)and I have had a few emails from them (I don't use this email address often) and have recently sent me a "formal notice of litigation" letter on behalf of their client Payday Express. I've attached a copy (personal details redacted) and would just like some advice as to whether I should start worrying about these muppets getting trigger happy with their finger on the MCOL button.

    Thoughts/advice?

    Titan
    Attached Files
    Last edited by Titan121; 15 October 2012, 11:46. Reason: Forgot attachment
    "Going against what someone wants you to do is not always disrespect, sometimes it is just self-preservation!" ...Jennifer O'
    Tags: 2006 act, act, action, address, addresses, advice, chancers, con, consumer, consumer credit act, credit, credit agreement, dca, dca's, debt, debts, dlc, employment, fine, fire, job, legal, legal action, letter, loans, mackenzie hall, niddy, oft, payday, payday express, payday loans, pdl, recovery, reference, scare, solutions, spam, special, tactics, text, threat, unemployed
  • #2
    Re: Anyone heard of Mercantile Recovery Solutions?

    These clowns deal with payday loans usually - they are muppets

    ---> Welcome to Mercantile Recovery Solutions

    Would I worry? Nope, I wouldn't....
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #3
      Re: Anyone heard of Mercantile Recovery Solutions?

      Thanks Niddy.

      I have a few PDLs from the last couple of years and none of them have ever sent me (from what I can recall - will have to dig through the paperwork to confirm) a formal notice of intended litigation before so just wanted to find out if anyone had or knew of anyone where these muppets had actually made good on their threat!

      Also, I have just had a look on my computer to see if I could find a copy of the agreement and on the electronic agreements it states "This is a credit agreement regulated by the Consumer Credit Act 1974", but on the letter it states "AS REGULATED BY THE CONSUMER CREDIT ACT (2006)". Have they ballzed up there?

      Tite
      "Going against what someone wants you to do is not always disrespect, sometimes it is just self-preservation!" ...Jennifer O'

      Comment

      • #4
        Re: Anyone heard of Mercantile Recovery Solutions?

        No the 2006 Act is an updated version of the 1974 Act with the relevant amendments, such as the repealling of s.127 etc.. It's the same thing, in essence.

        What is the balance, approximately...?
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

        Comment

        • #5
          Re: Anyone heard of Mercantile Recovery Solutions?

          Thanks Niddy.

          The amount is just shy of £600 but this I think comprised of two loans. Do you want to me attach them?
          "Going against what someone wants you to do is not always disrespect, sometimes it is just self-preservation!" ...Jennifer O'

          Comment

          • #6
            Re: Anyone heard of Mercantile Recovery Solutions?

            Originally posted by Titan121 View Post
            Thanks Niddy.

            The amount is just shy of £600 but this I think comprised of two loans. Do you want to me attach them?
            Ok thanks, no need to send me anything - it'll be fine, don't worry about them they are unlikely to commence legal action - it's scare tactics....

            They are part of DLC/Hillesdon (securities) I think.....
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

            Comment

            • #7
              Re: Anyone heard of Mercantile Recovery Solutions?

              Best is to ignore them, pure ignorance works best with these clowns
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

              Comment

              • #8
                Re: Anyone heard of Mercantile Recovery Solutions?

                Originally posted by Never-In-Doubt View Post
                Ok thanks, no need to send me anything - it'll be fine, don't worry about them they are unlikely to commence legal action - it's scare tactics....

                They are part of DLC/Hillesdon (securities) I think.....
                Oh right...yes,

                I will go back to the job of not letting them affect my health recovery!

                Thanks Niddy
                "Going against what someone wants you to do is not always disrespect, sometimes it is just self-preservation!" ...Jennifer O'

                Comment

                • #9
                  Re: Anyone heard of Mercantile Recovery Solutions?

                  Originally posted by Never-In-Doubt View Post
                  Best is to ignore them, pure ignorance works best with these clowns
                  Will do!
                  "Going against what someone wants you to do is not always disrespect, sometimes it is just self-preservation!" ...Jennifer O'

                  Comment

                  • #10
                    Re: Anyone heard of Mercantile Recovery Solutions?

                    It appears to be an outfit set up by a couple of chancers from Mackenzie Hall..... so screw 'em !

                    Comment

                    • #11
                      Re: Anyone heard of Mercantile Recovery Solutions?

                      Well considering I have now joined the ranks of the unemployed they can go whistle!

                      Cheers!
                      "Going against what someone wants you to do is not always disrespect, sometimes it is just self-preservation!" ...Jennifer O'

                      Comment

                      • #12
                        Re: Anyone heard of Mercantile Recovery Solutions?

                        Originally posted by pepe2008 View Post
                        It appears to be an outfit set up by a couple of chancers from Mackenzie Hall..... so screw 'em !
                        Oh I love MH

                        Just out of interest have they sent you all the Dns and stuff?

                        I am no expert at dealing with PDL's but I am an expert at taking them out and as of yet (touch wood) they are all quiet

                        Comment

                        • #13
                          Re: Anyone heard of Mercantile Recovery Solutions?

                          Just done a search of the OFT public register and the only CCL at that address is for Accuired Debt Ltd which lapsed 14/6/2011 and I can find no mention of a CCL on their website, so seeing as I am a nasty bastard i am going to email them, from one of my "special" email addresses (the type I use for the odd bit of trolling) and ask em.

                          I recently saw off some outfit in glasgow who didn't have the proper licence


                          Bugger Found it by using the Co number 0649612
                          Last edited by jon1965; 23 November 2012, 20:54. Reason: Found it

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                          • #14
                            Re: Anyone heard of Mercantile Recovery Solutions?

                            http://www.kilmarnockstandard.co.uk/...1430-32759027/

                            See article.

                            Comment

                            • #15
                              Re: Anyone heard of Mercantile Recovery Solutions?

                              Good link, thanks for that Mmpkil
                              Have you had dealings with them yourself?

                              Welcome to AAD by the way

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