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  • Creditor using wrong address

    On inspecting a CRA list some time ago, I noticed that a particular credit card had an incorrect address ie not an official home address and cannot receive mail. As the account was taken out in the 1990s and used regularly with all statements, demands and threats being sent to the correct address which...
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    Last edited by julian; 6 May 2016, 17:58.

  • Government considers giving out free phone call blockers

    Government considers giving out free phone call blockers

    This is a duplicate of the Blog Entry made on: 27th April 2016 18:44
    ........to stop those awful PPI spam calls

    The government is considering distributing free phone call blocking devices to deal with nuisance
    ...
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  • ABF
    started a topic Egg card PPI reclaim - success

    Egg card PPI reclaim - success

    So recently I contacted Egg about my long-closed account with them, regarding the Card Repayment Protection plan. To be honest it was a bit of a fishing trip as I couldn't recall ANY details of the account, card number or anything, as the account was closed in 2007, paid off nice & cleanly, never...
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  • JudgeDreddy
    started a topic E-mail and the DPA

    E-mail and the DPA

    I have a separate e-mail, on a separate domain, on a separate e-mail program for dealing with debts and such matters when I do not wish to use my personal e-mail. It is never used to sign up to any websites, etc. Solely for person to person communications.
    Today I've received an e-mail from BPO/Lowell...
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  • julian
    started a topic CRA authority or advertiser

    CRA authority or advertiser

    Do CRAs have any authority to confirm the data they publish is correct or are they merely collecting and distributing it, like a newspaper provides a means of advertising?

    So if there are errors on the reports and the subject chooses not to correct, are the CRAs (or anybody else) able to...
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  • British Gas customers have their personal details posted online

    British Gas customers have their personal details posted online

    This is a duplicate of the Blog Entry made on: 29th October 2015 18:40
    in third major data scandal in a week


    • British Gas says 2,200 customers email addresses and passwords leaked
    • Hackers have
    ...
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  • jadex
    started a topic Clearscore (Experian)

    Clearscore (Experian)

    Hi All,

    As Clearscore offer free credit report based on Equifax data (sort of Noddle - Callcredit partnership), I am inclined to see what they have on file against my name - I have Noddle already and check it regularly every month.
    However, my concern is about sleeping dogs, etc....
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    Last edited by jadex; 30 December 2015, 05:19.

  • mookiee001
    started a topic Stupidly made offer to MBNA - declined

    Stupidly made offer to MBNA - declined

    So I previously lived In the UK and moved back to the States a few months ago. I had been made redundant by my firm and received a small sum which helped us move back and buy a used car etc. I had tbsp left in my UK bank and contacted mbna trying to get a settlement amount. I was trying to payoff my...
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  • Leejusjo
    started a topic CCJ

    CCJ

    I have recently found out that I have a CCJ on my credit file after applying for a rental property.

    It transpires that 6 years ago I disputed a late payment fee through TSB. I cancelled my DD's including Virgin and to close my account as well as cancelling the DD with Virgin. Both seemed...
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  • Principles for the Reporting of Arrears, Arrangements and Defaults at Credit Reference Agencies

    For full details regards the Principles for the Reporting of Arrears, Arrangements andDefaults at Credit Reference Agencies Click here --> http://www.scoronline.co.uk/sites/de...ment_final.pdf

    Additional info from the ICO website --> https://ic...
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  • Sudden lpa receiver threat after 5 years of regular monthly payments

    Hi,

    In 1999 I bought a business which came with an attached house. Sadly in 2009 I had to admit defeat after running up credit card and overdraft debt attempting to keep it going and closed the business down. I had a commercial mortgage loan. (I have just found old paperwork that calls...
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    Last edited by Disastra; 18 September 2015, 14:24. Reason: New info

  • Scotty501
    started a topic Egg Debt - CCA Request

    Egg Debt - CCA Request

    I posted this on another site, but this site seems to have more knowledge so hopefully someone can help.

    So back in Oct 2004 I took out an Egg credit card, around 2007 I got into some problems. It was passed on to DCA who I started to pay for a set amount each month, and pretty much...
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  • Shoosmith's chasing unpaid CCJ from 2007

    I'm having problems to with shoosmiths.
    i have an old debt that has reared its ugly head my fault I no.
    In October last year out of the blue I got a letter from shoosmiths on behalf of Arrow Global Guernsey ltd requesting payment on a debt that has a ccj attached to it dating back to 2007....
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  • MKDP Listing a wrong linked address on my CR

    Hi guys,

    For some reason MKDP (DCA from a Barclaycard CC I had) have listed an address on my CR without me even living there. I've never lived there or had an electoral roll application there. I've asked Experian to remove it but MKDP have said it's accurate and are refusing to remove it,...
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  • DAVEB71
    started a topic Receiving someone else's debt letters

    Receiving someone else's debt letters

    Hi everyone
    Just wondering if there's a template knocking about to send when I'm receiving a demand for a 6.5k debt to Barclaycard for someone who has never lived at this address or ever heard of for that matter but to my address, the company demanding payment are Wescot.
    Cheers
    ...
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