s. I just don't understand how it can be so bad,...
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Bad credit history but all say settled ?
Hi I'm new to the forum, I've been looking into my credit file. I use to be a real nightmare with paying things, but for the last 4-5 years, I've been better with it. all my payments except 1 have either been settled or I'm still paying them egs. I just don't understand how it can be so bad,...
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Help and advice for debt of over £80k+
Hello all I'm new to this forum and I'm really hoping you are all a friendly bunch who won't judge me too much
My husband and I have always been in debt for as long as we've been together, and we are at the point where we are just being crippled every month with high interest and fallen... -
Debt/income expenditure form
Hi. Im new here and looking for some help.
A bit of background info:
I was in debt for a good few years starting about 8 years ago. Eventually cleared it up via a DMP 3 ish years ago. My credit score was destroyed then and still hasnt recovered but is very slowly creeping... -
Would court action be taken for £120 Debt
Just wondering whether Court action would be likely for a £120 debt to a payday loan company?
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Ferratum - claiming back interest charges
Hello all
has anyone had any dealings with Ferratum?
i like many people have gotten into the cycle of taking multiple payday loans out to pay another back and to make ends meet ending up in a debt spiral so im amazed that this company state on their website FAQs "... -
Advice on having small debts written off while on sick
Hello
this is my first post here
currently i have 12 creditors and the balance on 8 of them are all under £150, with me being off work currently due to health reasons i was wondering if its worth writing to these creditors and asking if they will write the debts off due to... -
22 years old and over my head in debt.
Hi.
First of all I am new to this forum and would like to say how nice it is to see all the people giving advice and a helping hand to others. I'm sure 99% of us on here have been in debt and financial difficulty at some point in our lives.
i will start of with a little... -
22 years old and over my head in debt
Hi.
First of all I am new to this forum and would like to say how nice it is to see all the people giving advice and a helping hand to others. I'm sure 99% of us on here have been in debt and financial difficulty at some point in our lives.
i will start of with a little bit... -
Payday loans - My journey
Hi
This is the first time I have ever posted on a forum so forgive me if I get things wrong.
I just wanted to say thank you to everyone who takes the time to post advice for other people's benefit. I have researched for many hours the various posts before finally taking the plunge...Last edited by Dantayler; 6 July 2016, 21:10. -
Google bans 'deceptive' payday loan adverts from search results
Google bans 'deceptive' payday loan adverts from search results
This is a duplicate of the Blog Entry made on: 16th May 2016 16:16
Google is banning adverts for payday lenders from its search results, adding the short-term loan industry to a blacklist that includes guns, tobacco... -
Payday refunds still being paid out
Payday refunds still being paid out
This is a duplicate of the Blog Entry made on: 15th February 2016 07:30
Millions of pounds of payday loans refunds are still to be handed back, a lender has said....
Dollar Financial UK, which owns The Money Shop, said that only 25% of -
Lending Stream and pounds to pocket
Basically I have taken out 5 payday loans with Lending Stream and one with Pounds to pocket. I shouldn't have done this as I am in a DMP and am in a position where I am struggling to pay back the agreed amount but needs arose at the time where I had no option. I have read through some threads on here... -
Claiming Refunds For Payday Loans
Hello im Gelf, new to this site, i was on money saving expert but theres i few idiots on there.
Ive never be the best with money and in 2010 i had 2 credit cards with 15k of debt on them, but i was slowly managing pay it back....very slowly.
In Feb 2010 i had a few large unexpected...Last edited by gelfy666; 9 January 2016, 22:32. -
Lending stream and sunny
Hi, i have 6 loans with lending stream and 3 with sunny all due out on the 27th November and I just can't keep up with the repayments without having to borrow again. If I default will they just keep adding interest?? How can I set up an affordable repayment plan with both and can I get them to freeze... -
FCA consults on remedies for payday loan price comparison websites
FCA consults on remedies for payday loan price comparison websites
This is a duplicate of the Blog Entry made on: 28th October 2015 15:48
Price comparison websites (PCWs) showing payday loans will have to rank products in order according to the total amount payable, under new proposals....