Hi Nid and all, hope you are all well and great new site!
I'm now on this journey with Barclays and Citi.
Now, I received a copy of my agreement for Barclays, which is actually a MSDW agreement as Barckays took over. The front page does not contain the prescribed terms and has no reference to the reverse and it's basically an application form. The rear of these applications at the time were advertising only. It seems on mine and others, the advertising has been reduced / moved and they've squeezed in some of the prescribed terms. We all know this is a c&p, but how do you prove it? This seems to be a common problem with these two page agreements.
I'm now on this journey with Barclays and Citi.
Now, I received a copy of my agreement for Barclays, which is actually a MSDW agreement as Barckays took over. The front page does not contain the prescribed terms and has no reference to the reverse and it's basically an application form. The rear of these applications at the time were advertising only. It seems on mine and others, the advertising has been reduced / moved and they've squeezed in some of the prescribed terms. We all know this is a c&p, but how do you prove it? This seems to be a common problem with these two page agreements.
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