Hi,
What are the time frames to make a claim for irresponsible lending, it was car finance started in 2013 and ended in December 2016,
I have had my claim kicked out by the company because they saying time barred eventually after over 8 weeks for them to reply
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Irresponsible lending claim time frames
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Welcome Back to Cabot (or not)
Has anybody received similar correspondence from darling Debbie?
Could it be something to do with the recent fantastic court cases thrashing Virgin/MBNA? Not heard about it for ages, and it has been resurrected.
It would seem that the debt for the now SB late-2007 card is owned by... -
hello!
Just wanted to introduce myself. I joined the forum last June, but the illness and then bereavement of a very close family member took me offline for some time. I've been dipping in and out of the site more recently and have to say I find the approach and advice bang on the money, this is the site I... -
Failed IVA
Hi my Iva failed in 2012 and is still showing on my credit reference file - can anyone advise when this will drop off my file as it is showing as 110 months old? -
CCA Request Payment.
Hi All, New to this. Sent a CCA request to an Alleged Account Purchaser and the £1 fee
was paid into the Alleged Account making it look like I had made that payment. What are
the Legal consequences of this action. Could it be construed as Fraud. -
Catalogue default
Sorry another question about a small Next Catalogue debt.
- The default date has been set at July 2013.
- At that time, the outstanding balance was around £50.
- I wrote to the creditor advising of position and offering token monthly payment - this was declined.
- The default - dated
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Requesting CCAs - will it reset Statute Barred Clock
Hey Guys - if I request CCAs from the debt collectors, will this reset the statute barred clock as the debts are about 4 years old?
Thanks!
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checking credit file
I want to know when any defaults were recorded - is it a bad idea to check ? -
Little woods extra care 500 after account been sold to a dca
Hi people from looking at previous posts I decided to double check through my sar request from littlewoods and found that I had this extra care 500, payments were taken of various amounts a month until I defaulted on the payments. Just at a glance the amount comes to about £1100. My question is as... -
Statute Barred -- is there a section that goes into detail about this?
Hello all,
It's still a little bit of time until any of mine are Statute Barred but it's a lot nearer than when I started! In fact, I've just looked and it's just over a year until all of mine are SB!
I've been looking around the site but I haven't found anywhere that describes... -
Letter from Capquest re: old Capital One debt
Hello all,
Newbie here
After having had no contact with Capquest for a few years, I have received a letter from them regarding an outstanding Capital One credit card debt. Although I am aware of the debt (it is a defaulted account from 2008) the letter read almost like... -
PPI Reclaim after statute barred
Hi all
Sorry if this is in the wrong place. I have been down the unenforceable route on several of my credit cards. The usual happend. Default, hassled by countless DCAs. None of which provided a true CCA. Now that 6 years have passed. And they are all statute barred. If I was to make a ppi claim... -
Unsecured debt & moving.
Hi everyone, it's been a while!
I have a large amount of unsecured debt, not worried about the smaller ones, but a couple of Barclaycards pre 2007, also a couple of biggies with two banks and I can no longer service these debts, as I need to give up work on health grounds, so there is no... -
Last payment made June 2010, default date 2013?
Hi I'm hoping someone can help, I've looked over several boards and sites but cant get it clear in my head what to do.
in early 2009 I took a car on hire purchase, in early June 2010 my life fell apart, I had to end a 10 year relationship, walk away from my home, was homeless for 9 months... -
Default removal
Hi all
I was wondering if there is any way I can get a default removed from my file. I had a debt that was last paid in early 2008 but it was not defaulted until the end of 2011.
Eventually it got handed to a DCA who have confirmed it as statute barred. My credit file was last updated with...
