MKDP - BARCLAYCARD

[marypoppins]

Re: MKDP - BARCLAYCARD

Sorry Niddy, I thought I'd answered your question here!

I dealt with this one, when I was on CAG.

[Never-In-Doubt]

Re: MKDP - BARCLAYCARD

I have now become a member of Hoist portfolio club!

NOA received today,nothing unusual except the Robinson Way letter with it which gives several options to pay had the following paragraph like a p.s.

"We are aware that legal activity has previously been taken in respect of this account. Our client's solicitors, Howard Cohen & Co, will be applying to the court to change the name of the claimant to Hoist Portfolio Holding 2 Ltd and they will write to you to confirm this once the process is completed. In the meantime, please contact us if you have any queries".

Just one query, as the claim was discontinued by MKDP surely there is no longer anything open for them to change the name of the claimant?

I'm going to copy this post on the Hoist thread too.

Did Jo deal with this for you?

[marypoppins]

Re: MKDP - BARCLAYCARD

I have now become a member of Hoist portfolio club!

NOA received today,nothing unusual except the Robinson Way letter with it which gives several options to pay had the following paragraph like a p.s.

"We are aware that legal activity has previously been taken in respect of this account. Our client's solicitors, Howard Cohen & Co, will be applying to the court to change the name of the claimant to Hoist Portfolio Holding 2 Ltd and they will write to you to confirm this once the process is completed. In the meantime, please contact us if you have any queries".

Just one query, as the claim was discontinued by MKDP surely there is no longer anything open for them to change the name of the claimant?

I'm going to copy this post on the Hoist thread too.

[marypoppins]

Re: MKDP - BARCLAYCARD

Thanks for the confirmation PlanB.

I think the claim was for about £12.5k

[PlanB]

Re: MKDP - BARCLAYCARD

Am I correct in thinking that the statute barred period remains as if the claim had never been issued?

Yes that's right

Also if you'd already filed your Defence in 2012 then they can't re-issue the claim without permission from the court and they'd need a damn good reason. How much was the claim?

Plan B x

[Pixie]

Re: MKDP - BARCLAYCARD

I "think" so...but better wait for Niddy/PlanB/Elsa to get the answer.

[marypoppins]

Re: MKDP - BARCLAYCARD

Am I correct in thinking that the statute barred period remains as if the claim had never been issued?

My last payment was 29/4/10

[marypoppins]

Re: MKDP - BARCLAYCARD

Very true!

[PlanB]

Re: MKDP - BARCLAYCARD

I’ve just had a Notice of Discontinuance dated 16^th December from MKDP for a claim they issued in May 2012!

Better late than never

Plan B x

[marypoppins]

I’m starting this thread for reference purposes, just in case!

I’ve just had a Notice of Discontinuance dated 16^th December from MKDP for a claim they issued in May 2012!

Brief history, reduced income in 2009 Barclaycard wouldn’t assist my OH so I didn’t bother approaching them for my CC and then found CAG!

The last payment I paid was 9^th March 2010, however they nicked £230 quid from my deposit account on 28^th April 2010, under the ‘offset’ rule (I kept forgetting to transfer the balance from it!) Not sure if this would affect the Statute Barred date?

Debt did the rounds with Mercers, Calders, Credit Solutions, Power2contact.

CCA requested May 10 – response was that Regulation 9 of the 1983 regulations states for accounts opened before 19th May 1985 such as yours, we can send a copy of your current executed credit agreement. I only received a copy of Barclaycard Conditions dated Oct 2008.

Mercers issued NOD 14^th July 10, date to rectify 31^st July. The default wasn’t registered on Noddle until January 2011. The account was never on my CRA but was added when MKDP got involved.

Assignment notice from BC April 2011 to MKDP, then received a letter from Chilvers & Strachan June 11 which was a ‘Notice of intended legal action’. The next letter from them was in Oct 11 which was a sort of LBA, saying that the account could proceed to Court if I didn’t contact them within 7 days.

Claim issued May 12 by MKDP, they acknowledged my defence which I’d done with assistance from CAG and enclosed copies of letters they’d sent before.

Nothing more heard until Nov 14, Raven Recoveries wrote to advise that they were no longer managing the account for MKDP and the account was now being managed by MK Rapid Recoveries.

Statement of Account received April 15.

Notice of Discontinuance Dec 15