Hi All, New to this. Sent a CCA request to an Alleged Account Purchaser and the £1 fee
was paid into the Alleged Account making it look like I had made that payment. What are
the Legal consequences of this action. Could it be construed as Fraud.
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CCA Request Payment.
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Catalogue default
Sorry another question about a small Next Catalogue debt.
- The default date has been set at July 2013.
- At that time, the outstanding balance was around £50.
- I wrote to the creditor advising of position and offering token monthly payment - this was declined.
- The default - dated
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Requesting CCAs - will it reset Statute Barred Clock
Hey Guys - if I request CCAs from the debt collectors, will this reset the statute barred clock as the debts are about 4 years old?
Thanks!
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checking credit file
I want to know when any defaults were recorded - is it a bad idea to check ?
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About SB
Hi
Could you clarify when the SB time run from. Is it from the DN date or from when you stop all payments.
Thanks
GM
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Little woods extra care 500 after account been sold to a dca
Hi people from looking at previous posts I decided to double check through my sar request from littlewoods and found that I had this extra care 500, payments were taken of various amounts a month until I defaulted on the payments. Just at a glance the amount comes to about £1100. My question is as...
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Statute Barred -- is there a section that goes into detail about this?
Hello all,
It's still a little bit of time until any of mine are Statute Barred but it's a lot nearer than when I started! In fact, I've just looked and it's just over a year until all of mine are SB!
I've been looking around the site but I haven't found anywhere that describes...
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PPI Reclaim after statute barred
Hi all
Sorry if this is in the wrong place. I have been down the unenforceable route on several of my credit cards. The usual happend. Default, hassled by countless DCAs. None of which provided a true CCA. Now that 6 years have passed. And they are all statute barred. If I was to make a ppi claim...
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Last payment made June 2010, default date 2013?
Hi I'm hoping someone can help, I've looked over several boards and sites but cant get it clear in my head what to do.
in early 2009 I took a car on hire purchase, in early June 2010 my life fell apart, I had to end a 10 year relationship, walk away from my home, was homeless for 9 months...
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Default removal
Hi all
I was wondering if there is any way I can get a default removed from my file. I had a debt that was last paid in early 2008 but it was not defaulted until the end of 2011.
Eventually it got handed to a DCA who have confirmed it as statute barred. My credit file was last updated with...
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Default reporting on very old debt
Hello everyone,
Please excuse if this has been covered before but I have had no luck in finding out the answer.
I have an old debt from 2004 with Goldfish and I was paying token amounts until four years ago when I decided to try the CCA route, the company (Goldfish account...Last edited by PaulJ; 27 June 2016, 15:56.
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Lloyds/Cabot/Marlin
5 years ago Niddy gave me tremendous help with accounts with Halifax and Yorkshire Bank. I don't think they are quite statute-barred yet so I'm not completely safe, but I have heard nothing for a long while so I'm hopeful that's 27 grand I'll be relieved of.
I have a third account taken...
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Wife's letter threatening Howard Cohen from Robinson Way
My wife has received a letter from Robinson Way giving her 10 days to come to a repayment agreement for her Barclaycard account or they will put in the hands of Cohen for legal action. We sent for the CCA some time ago and received the usual T&Cs and nothing resembling an actual agreement from Barclaycard...
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IVA failed but creditors gone from credit file
Hi all,
Im after some advice please. I had an iva back in 2007/2008. It failed and I have heard nothing from any of the creditors. My credit report has wiped all those creditors off as over 6 years ago but my IVA still remains on there. It says I owe £0. I called the Insolvency service...
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Statute Barred definition - is there one?
Has the court case resolved the definition of the 'cause of action'/actual date from which SB can be determined? I may have been sleeping.
For example payment due is an amount determined in the agreement e.g. 5% of the amount due on 16th calendar day of each month
If you make any...