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  • stuckinarut
    started a topic OVERPAID FOR 8YRS OUT OF 10 Apparently

    OVERPAID FOR 8YRS OUT OF 10 Apparently

    Evening people. got a bombshell of a letter today. 8/6/17. to the tune of £11kplus. the guy that sent the letter says we appreciate you may find it difficult to pay it back all at once (must have went to uni this guy) but if you can send the dosh to blah blah. please fone us to confirm you received...
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  • Susie
    started a topic Curiosity re DCA liquidation

    Curiosity re DCA liquidation

    I saw a comment on a thread (forgot which one), saying that Experto had gone into liquidation. I have looked at their website and the liqiodators statement of what to do if they were handling repayments etc, and one of the things on there was basically not to SAR Experto as the liquidators will not...
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  • OC has combined amounts from current account and credit card

    One of my debts (no. 21 in my UE diary) is the combination of the overdraft from a First Direct current account and a First Direct credit card. I sent a very inaccurate CCA request to Metropolitan Collection Services last December (before I found AAD!) and in their reply, HSBC chose to concentrate only...
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  • Spent2much
    started a topic checking credit file

    checking credit file

    I want to know when any defaults were recorded - is it a bad idea to check ?
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  • marypoppins
    started a topic Kitchen sink problem

    Kitchen sink problem

    Hi,

    Do any members know of any experienced kitchen installers on the forum please?

    I just need someone to take a look at a photo of the installation of a ceramic undermount sink prior to a quartz worktop going on top of it.

    I know that there is a minimum gap required...
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  • pipsaholic
    started a topic Debt Sold/Transferred proof?

    Debt Sold/Transferred proof?

    Hi,

    If for example a bank pass/sell on a debt to a debt collection agency there has to be some sort of paperwork for this to go through? Can we ask for this transfer of ownership of the debt through the courts and if they don't come up with the documentation isn't that illegal?
    ...
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  • SXGuy
    started a topic Debenhams store card ppi

    Debenhams store card ppi

    Hi Guys. Mum has a Debenhams store card. Had it for years. She's recently missed 3 payments and as such they have terminated her ppi cover. I never even knew she had ppi on this. However they have credited her balance back by nearly 200 quid in 3 missed payments. So by my reckoning she was paying around...
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  • LeeC
    started a topic full and final offer advice needed

    full and final offer advice needed

    so wageday advance accepted my final offer but it looks like i will still have a bsalance, whats the best way to reply to this please?

    From:
    Sent: 04 November 2016 13:31
    To:
    Subject: FW:


    Good Afternoon,

    As per our the email response...
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    Last edited by Pixie; 4th November 2016, 17:01.

  • Payday firm CFO Lending forced to repay £35m to borrowers

    Payday firm CFO Lending forced to repay £35m to borrowers

    This is a duplicate of the Blog Entry made on: 19th September 2016 12:17
    A payday lending business has been forced to repay £35m to its borrowers for a catalogue of wrongdoings.

    The company took money from its
    ...
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  • Tax credits firm Concentrix will not have contract renewed

    Tax credits firm Concentrix will not have contract renewed

    This is a duplicate of the Blog Entry made on: 15th September 2016 11:13
    Concentrix, the US firm accused of incorrectly withdrawing tax credits from hundreds of claimants, will not have its contract renewed, HMRC says.
    ...
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  • Asav7
    started a topic NRAM together mortgage unsecured loan query

    NRAM together mortgage unsecured loan query

    Hi, I have joined with a view to getting help with the following. In 2007 we took out a dreaded Together Mortgage. The unsecured element which was initially £22048 is the the reason for my question. I rang NRAM a few years ago and asked if it was possible to settle the unsecured element only and continue...
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  • mgfboy
    started a topic Marlin raises it ugly head

    Marlin raises it ugly head

    I thought I had put all my debt matters behind my when my last default was removed 6 months ago. When I got home today I noticed there was a missed call and when I checked the number it was Marlin ( or what ever they are at the moment). Any debt that they may be managing is well past any chance of...
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  • Never-In-Doubt
    started a topic Vehicle Control Services - £60 Fine

    Vehicle Control Services - £60 Fine

    VCS have sent me a PCN for £60 for parking on a private car park over the allotted time. I did, I agree. I was having a pint and some lunch.

    This firm doesnt use BPA (POPLA) so the kangaroo court of IPC (IAS) is at play on this one....

    I really don't need this nonsense right...
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  • scottygees
    started a topic Robinson Way

    Robinson Way

    I have just been informed that Tesco have sold my loan to Robinson Way. I still owe Tesco 12k and have been paying a nominal £5 a month payment via a DMP for about 6 years. Tesco have stated that there should be no change in what I pay but am a little worried this company may file for a charging order...
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  • AAD News Feed
    started a topic Mortgage lender targets the unemployed

    Mortgage lender targets the unemployed

    Mortgage lender targets the unemployed

    This is a duplicate of the Blog Entry made on: 29th July 2016 16:16
    .......in a bid to bring back sub-prime 'liar loans

    Liar loans are back. Less than 10 years after the cataclysmic implosion of the western world's economy as a
    ...
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