MattyA's Masterplan....

[MattyA]

Re: MattyA's Masterplan....

So far I have 3 claims ongoing for mis-sold mortgage endowments.
1 at offer / negotiation stage - never thought I would get anywhere with this as it is from 1987 & I thought would be time barred..
1 has been rejected by lender and is now with FOS.
& the other is with the FCSC as the broker who sold it me (on behalf of a big name lender & endowment co) is no longer trading - strange thing is FSCS say that the broker was not registered / allowed to sell the endowment he did,as he was tied to another provider - a bit of hope for wrong doing maybe ,we will see.

1 claim for mis-sold mortgage PPI(Northern Rock) - upheld and paid out.

1 Claim with Lombard for PPI associated with Vehichle finance(1996),rejected by Lombard and then the underwriter - now with FOS.

1 claim with HSBC for 'front loaded' PPI to a personal loan - on hold due to BBA action , am considering sending this to the FOS next week.

1 claim with Natwest for PPI on a business OD - I didnt even know I had this until I got a letter saying that it had not been paid. Thought that the charges were on my account were just that.Also on hold due to BBA action.

Ohhh,and a claim in my wifes name for being talked out of NHS pension scheme and sold a personal 'savings plan, in its place(early 90's).....claim ongoing,provider is collating info from NHS - I have a letter,from them at the time of sale,advising the Mrs that NHS scheme was not suitable for her and confirming their advice for her to take out one of their plans instead.

[MattyA]

Re: MattyA's Masterplan....

Plan B/step 2 is - as I have many (shame) credit cards (current) and a number of old closed loan accounts(in the main forgotten about but rediscovered when digging for documents to help with UE path) and mortgage endowments etc, was to go down the road of reclaiming unfair charges ,Mis-sold PPI (never needed it),mis-sold endowments etc,to reduce the balance of the accounts, build up some founds and look to F&F (step 3) accounts I have to with the surplus - hope this doesnt sound bad ,but they really have screwed me for every penny I have.

More to follow....

[di30]

Re: MattyA's Masterplan....

Hi Matty, and yes of course you can, it will be very helpful to others as well, so please do.

[MattyA]

Hi di,
Just wondered if it would be ok to start a thread on here ,reporting on my various ongoing reclaims,of which there are a few....
Let me know if its ok and whether or not it would be ok to detail them all on one thread.
Matty.