Well here goes firstly thanks for everyones initial advice its taken a huge weight already irrelevant of the outcome! Ive started my quest to get debt free with a lot of old credits cards!
Quick outline run up lots of debts upto 2007 due to failing business, robbed peter to pay paul and...
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Hereford Vets UE Diary
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Dad's Barclaycard diary
I'm starting this thread on behalf of my Dad who has finally listened to me about UE!
- Type of account (credit card/loan) credit card
- Date commenced (ideally before Apr 2007) Not sure
- Approx balance £4500
- Date last paid (approximate date you last made a FULL payment)
Last edited by Pixie; 13 June 2017, 11:12. -
Nat West Loans and Overdrafts
I did a pre application for a Natwest loan (my son for a car,see my other threads) and it came up with APR 20.9%
so I left it at that and said we can look at it in November.
Now when I Log on to My banking it says you eligible for a loan with a 9/10 chance when I click on more info.... -
Daughter Holiday Card
Hi,
DD is off on her first foreign holiday with her friend and her friends parents to Spain in September. She's 18 and just got her first full time job/apprenticeship after leaving college so has no credit history whatsoever but is wanting to get a credit card to take with her that she... -
Aqua Credit Card - Poor credit history but been accepted
As you do, I received a weekly email from MSE a few weeks ago and I was reading one of the articles about a credit card acceptance "checker" that basically conducts a "soft" search of your credit score and gives a rough chance of acceptability for certain Credit cards
...Last edited by Spud; 14 March 2016, 12:03. -
A broker who can help with a CIFAS marker - mortgage required
Hi,
I'm new to forums but was looking for some help and advice.
I applied for a mortgage about 12 months ago, as part of the application I falsified my documents to inflate my income. To cut a long story short I now have a CIFAS marker against my name for application fraud... -
New car loan
I'm thinking of getting a new car for the wife, I should be clean on the credit front as of Monday and her only adverse is a ccj with hmrc ( not settled but I'm still arguing with them)from over three years ago.
the reason I'm thinking of buying a car on a loan is it 0 % apr and also you... -
Stupidly made offer to MBNA - declined
So I previously lived In the UK and moved back to the States a few months ago. I had been made redundant by my firm and received a small sum which helped us move back and buy a used car etc. I had tbsp left in my UK bank and contacted mbna trying to get a settlement amount. I was trying to payoff my... -
Arrow Global, "Debt Managers"
Hello all
Firstly, Niddy - I did manage to learn how to post a new thread. A very old dog I confess to being, but I did manage to get there eventually!
After you helped and guided me to a good outcome with 1st Credit some months ago, for which I main very appreciative; a new battle may... -
Received a letter from Westcot
I have received a letter from Westcot relating to a debt to Arrow Global Limited - Egg. This is not the same case as the one listed before. They are asking me for £138.33 for an outstanding balance on an account and are asking me to contact them. Their reference is xxxxxxxx Arrow Global Ref xxxxxxxxx...Last edited by Deepie; 16 June 2015, 14:38. -
Post 2007 Agreement
Hi all,
Had my head down for a while as Statute Barred Status is looming at the end of this year, however MKDP have finally sent a recon of an agreement for a HSBC credit card. It was taken out in the later half of 2007 so this question may be irrelevant anyway but if the recon that they... -
Request a retrospective default or retain payment history?
Hi all and thanks for reading. I have recently finished a DMP and I am looking for some advice on improving my credit rating with a view to applying for a mortgage, as I finally start toget my finances back on track. My situation is as follows: Thedefaults registered on my account are due to fall... -
drydensfairfax letters
Hi
I hope that somebody can help me please? I received a letter from drysdenfaifax to my old address,and it came in the redirected mail. It said I owed money to Arrow, who I had never heard of so sent it back "not at this address" then another went to that address and came in redirected... -
Barclaycard, originally Egg card
Hi,
I have a Barclaycard I can't afford to pay as out of work and it has defaulted. From reading threads I need to work out if they have original Credit Agreement I signed. Can someone send me the latest link for the CCA request letter? The links are broken in older threads. Also does... -
Mr Man and 1st Credit
Hi!
I'm new to this site so hope I've done the right thing posting on this thread rather than starting a new one. I have received the same letter as Sara2 and I'm not sure how to deal with it.
I've always had lots of debt and I'm both employed and self employed. A few years...
