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  • Checkng for 'previous debtor'markers

    Has anybody ever requested a SAR from a creditor where the debt is SB and Default annulled?

    Most financial systems delete records after 7 years of the last activity. The cost of maintaining, archiving records, and recalling archived records is high. So will past creditors keep and check...
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  • Dyomun
    started a topic Moneyway keep taking payments!

    Moneyway keep taking payments!

    So I made the last payment on my car loan on the 3rd of January. Normally the payment comes out on the first, but it was new year, so the direct debit came off late.
    That's me officially debt free now (once I stop dipping back into my overdraft each month).

    Today (31st of January,...
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  • Capital One asking for proof of income and to fill in income/expenditure form

    Hello all!

    so i used the template here to settle a balance with capital one, they rejected it and also the £1 offer a month.
    the balance is only £77.

    they sent a letter asking me to fill in the income/expenditure form which is expected but they are asking for my wage...
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  • Debbs
    started a topic Hotel Damage by tenant Dispute

    Hotel Damage by tenant Dispute

    Hi There.... In February 2016 I booked and paid for a Bed and Breakfast family room for one of my tenants for 3 days as I was fitting a new bathroom suite to her home. She went along and on the 3rd night her boyfriend turned up the the B&B. The pair of them argued and the boyfriend caused some damage...
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  • Cassy
    started a topic Littlewoods Shopping Insurance

    Littlewoods Shopping Insurance

    Hello ive been reading through a few threads on here regarding littlewoods shopping insurance, and i am wondering if the shopping insurance would pay out if I needed to make a claim.
    I cant quite remember the date i opened an account at littlewoods, but it was in 2010, and I had just started...
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  • Euro 2016: Fans warned over illegal tickets

    Euro 2016: Fans warned over illegal tickets

    This is a duplicate of the Blog Entry made on: 5th June 2016 06:49
    Unofficial websites illegally selling Euro 2016 tickets could leave fans being refused entry, Which? has warned.
    Rules by the European football body Uefa mean ticket-holders
    ...
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  • Barclays offers refunds to 10,000 PPI customers

    Barclays offers refunds to 10,000 PPI customers

    This is a duplicate of the Blog Entry made on: 28th April 2016 15:44
    Barclays has sent letters to 10,000 of its customers, offering refunds for Payment Protection Insurance (PPI).
    It follows the bank's failure to send out thousands
    ...
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  • AAD News Feed
    started a topic National Living Wage comes into force

    National Living Wage comes into force

    National Living Wage comes into force

    This is a duplicate of the Blog Entry made on: 1st April 2016 08:15
    The new mandatory National Living Wage (NLW) has come into force, requiring employers to pay workers aged 25 and over at least £7.20 an hour.
    It is expected to give 1.3
    ...
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  • sad
    started a topic American Express

    American Express

    Hi

    I paid my Amex card off about ten years ago but I can't find any statements!
    I've still got my membership number but I can't remember if I paid PPI!

    Can I sill claim and how can I find out if I paid PPI?

    Thanks
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  • AAD News Feed
    started a topic Mental health and debt problems:

    Mental health and debt problems:

    Mental health and debt problems:

    This is a duplicate of the Blog Entry made on: 4th March 2016 13:17
    Much has been written about the easy availability of debt at a time of record low interest rates.
    The latest data showed that consumer credit was growing at the fastest pace
    ...
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  • Strepsi
    started a topic PPI Claim Help/Advice

    PPI Claim Help/Advice

    Hi,

    I am sure this question has been posted many times before. If it has could I be pointed to the appropriate thread?

    Myself and wife have got ourselves in a bit of a mess financially.

    I am finally getting around to tackling PPI, unfortunately all our accounts...
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  • 'Bedroom tax': Government loses Court of Appeal cases

    'Bedroom tax': Government loses Court of Appeal cases

    This is a duplicate of the Blog Entry made on: 31st January 2016 08:37
    The Court of Appeal has ruled that the so-called bedroom tax discriminates against a domestic violence victim and the family of a disabled teenager.
    ...
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  • lookingforward
    started a topic Brilliant Gift Shop

    Brilliant Gift Shop

    After some advice please...
    My OH purchased a light fitting from the brilliant gift shop back at the start of 2014 as she intended to do some decorating.
    What with one thing and another the job never got started so the light just sat on the side and she got into money issues so couldn't...
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  • Mis-sold insurance? This scientific formula could win you compensation

    Mis-sold insurance? This scientific formula could win you compensation

    This is a duplicate of the Blog Entry made on: 18th November 2015 09:52
    A little-known test could help mis-selling victims win their case if it goes to court

    Insurance and banking customers who have
    ...
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  • Charities welcome change to HMRC’s debt recovery powers

    Charities welcome change to HMRC’s debt recovery powers

    This is a duplicate of the Blog Entry made on: 16th October 2015 16:03
    Debt advice charities have welcomed a change to the Finance Bill on HMRC’s new power to recover debts directly from personal bank accounts. The amendment
    ...
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