Didn't know where to post this , but my husband asked me to post this .

I'm suffering severe anxiety panic phobias and agoraphobia , i am receiving treatment and therapy from professionals.

This CCJ in my name is being paid back at £3.89 a month , yeah i know it isn't a lot...

Hi all

I received some very wise and valuable help on here in the middle of last year regarding an account with Co-op Visa with an alleged debt of £4934.

In short, the original CCA agreement from 1993 was improperly executed and is therefore totally unenforceable.
...

Hi everyone,

It's been a while since I last posted here, mum's been v ill and I haven't been able to participate in forums like I used to!

I am hoping someone can help me. I had some debt written off in 2011 due to severe ill health (before write off I was on debt management...

If a debt is assigned does the new owner still take on the rights and duties of the OC.

I had an account with minicredit that after sending a stinging letter of complaint asking for confirmation of write off I heard nothing for over 2 years. I made allegations of harassment as well as...

FCA price cap on payday lenders to 'put an end to spiralling debt'

This is a duplicate of the Blog Entry made on 11th November 2014 09:45.

*City regulator confirms proposals to cap interest and fees on payday loans in an unprecedented crackdown on the industry* Borrowers...

hi all
I already have threads under unenforceability diaries and PDL loans.
I have three general debts, 2 with EE for mobile contracts and one with ebay for user fees.

1. EE mobile contract terminated by them for £297, this was then passed onto Buchanan clark wells they added...

Wonga to write off £220m of customer debts

This is a duplicate of the Blog Entry made on 2nd October 2014 14:11.

*Payday lender Wonga says it is writing off £220m of debts for 330,000 customers after putting in place new affordability checks.* The company,...

...

Hi guys. Need some advice. My mothers natwest account basically she keeps getting charged for not having enough funds. The trouble is they never send her a statement on time to tell her what the account charges are for the overdraft usage until it's too late. So she's always having to guess what it...

Hello all,

Firstly I find this forum very helpful, but can't find any help about my problems. Please help if you can.

I've been paying my IVA for Six Years which ends in May 2014. I'm with a company called Grant Thornton (Belfast) oringinally with Blair Endersby.
...

Hi All

Im after a bit of advice. I have just come through a divorce and didnt do well. I have £20000 of un-secured debt and i cannot afford to repay it as well as have a normal life.

I also now pay maintenance for my two kids. The debt are two loans, credit card, overdraft...

With the help of this forum, I've been successfully "managing" a 3.5k overdraft from a Natwest Overdraft.

After teeny payments, interest and charges removed the balance is now £940. It defaulted in 2009 so long time til end of default (if it holds any bearing on this) - it is...

Hi All

Im looking to see if anyone has had any sucsess in getting Lending Stream to agree a settlement or write off any of the interest.

I stupidly got myself into quite a lot of debt and burried my head in the sand but now i am looking to sort things out.

Lending...

my parked renault espace was hit by a hgv2 lorry in my street causing a paint scratch along the back panel, rear door and side indicator. the car is probably worth £600 tops but was in good condition and ultra reliable. my insurers say they have not received the estimate through yet from the bodyshop,...

just wondering what, if anything, would have made an application for a credit card (for example) invalid. Like if the applicant did not complete the application details truthfully for some reason and the creditor didn't do the required checks ?

Maybe if someone under the age of 18 for example,...

Hello all, I was just wondering if the sale of a debt to marlin has resulted in the sale of my phone number to a company specialising in 'reduce your debt by 70% 'answerphone messages, anyone else having the same kind of calls?