GDPR Cookie Consent by SimpleServe Privacy Script Power to Contact Visits - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Power to Contact Visits

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • Power to Contact Visits

    ...Or anyone else who may have come across this.....

    To be brief,

    I owe a certain bank a few £K.
    I've written to them several times trying to arrange some kind of payment plan (this is a loan post 2007). I actually want to pay this back, but they ignore EVERY letter I send and answer no questions. So, I've obviously not sent them a bean.

    Anyway, they've employed the services of the beloved Power To Contact (p2c)from whom I had the intro letter and we may send an agent.

    They immediately had the doorstep letter sent.
    They kindly ignored this and sent one of their muppets anyway (I was out), but they left the calling card.

    They then got sent a serious letter and I enclosed the original.
    Would you believe, 2 weeks later they sent another agent!

    My question is this, what do I need to send them to make them see I'm serious?
    I'd actually like to take this further. They are now guilty of trespass on two counts. What would be my next move, as I'm sick of these idiots thinking they can flout the law all the time.

    Lastly (and I'm being open and honest here)....
    I have a rather short fuse when it comes to idiots. Dca's and the like press my red button in particular. Quite frankly I'm afraid that if one turns up when I'm in and gives it large or spouts abuse, then quite frankly they're likely to leave on a stretcher.
    Obviously I'd then be in big doo doo, so want to avoid this.

    Advice is welcome.....
    -----------------------------------------------

    Happiness, is screwing over a DCA.......

  • #2


    You never heard my chat with Paul an hour ago. I pretty much said I wanted to rip someone's head off

    However they do have a right to send an agent; once. The second time may well be "trespass" but are you really gonna convince a judge of this and that it had detriment etc to you? Risky tbh - sometimes best to piss them around and waste more time/effort and money!!

    Next time just ask the bloke in to help you move a body - of the last idiot that called.... See his reaction
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

    Comment


    • #3
      Originally posted by Never-In-Doubt View Post


      You never heard my chat with Paul an hour ago. I pretty much said I wanted to rip someone's head off

      However they do have a right to send an agent; once. The second time may well be "trespass" but are you really gonna convince a judge of this and that it had detriment etc to you? Risky tbh - sometimes best to piss them around and waste more time/effort and money!!

      Next time just ask the bloke in to help you move a body - of the last idiot that called.... See his reaction
      We are just so alike.......
      -----------------------------------------------

      Happiness, is screwing over a DCA.......

      Comment


      • #4
        Being serious (can I do that?)...

        I can deal with these idiots, it's more a case of I don't want the wife subjected to these morons. She opened the door on the first visit. She know's the score and told him to do one, but I just don't really want her subjected to these thugs..
        -----------------------------------------------

        Happiness, is screwing over a DCA.......

        Comment


        • #5
          Originally posted by thechippy View Post
          I can deal with these idiots, it's more a case of I don't want the wife subjected to these morons. She opened the door on the first visit. She know's the score and told him to do one, but I just don't really want her subjected to these thugs..
          Give her a water pistol with which to squirt them?

          Arrange a system of pipes in the floor and roof of your porch, together with electric valves controlled by switches near the door frame so that, when the oaf next calls, he gets rained upon and/or jets of water shoot up his legs?

          Comment


          • #6
            Re: Power to Contact Visits

            Originally posted by CleverClogs View Post
            Give her a water pistol with which to squirt them?

            Arrange a system of pipes in the floor and roof of your porch, together with electric valves controlled by switches near the door frame so that, when the oaf next calls, he gets rained upon and/or jets of water shoot up his legs?
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

            Comment


            • #7
              Re: Power to Contact Visits

              Originally posted by Never-In-Doubt View Post



              However they do have a right to send an agent; once. The second time may well be "trespass" but are you really gonna convince a judge of this and that it had detriment etc to you? Risky tbh - sometimes best to piss them around and waste more time/effort and money!!
              Interesting comment this mate. The template letter which was given to us by our original solicitors in dealing with these idiots actually says that they do not have this right once the implied licence to visit has been revoked in writing. Second visit becomes criminal and the police can be called.

              I think we are aware that damages for Tort are going to be difficult if not impossible.

              regards
              Garlok

              Comment


              • #8
                Re: Power to Contact Visits

                Originally posted by garlok View Post
                Interesting comment this mate. The template letter which was given to us by our original solicitors in dealing with these idiots actually says that they do not have this right once the implied licence to visit has been revoked in writing. Second visit becomes criminal and the police can be called.

                I think we are aware that damages for Tort are going to be difficult if not impossible.

                regards
                Garlok
                I understand mate, this stance is right but I am merely saying you'd (not literally, you) be a fool to attempt to sue under Tort for Trespass - it'd cost you a bomb with very restrictedresources for case law - personally, not something I would ever entertain unless they called daily lol

                My quote above meant that prior to sending any do not visit letters they can call round, obviously. After this then it is trespass.
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                Comment


                • #9
                  Re: Power to Contact Visits

                  Thats great mate, I thought you may have known something on this that I had missed. I now have very much the approach in litigation matters "make the "b*****rs" come to you. Again this is a matter really getting more together in the paper trail and being in a position to point out their transgressions where and when it really matters.

                  regards
                  Garlok

                  Comment


                  • #10
                    Re: Power to Contact Visits

                    Well I don't understand.

                    If the first visit after the letter is trespass and the second criminal, then why is it so difficult to sue or do something about it?

                    If they can just ignore the doorstep letter and quite frankly get away with it - what's the point?
                    -----------------------------------------------

                    Happiness, is screwing over a DCA.......

                    Comment


                    • #11
                      Re: Power to Contact Visits

                      Well you'd need to pay for action to be taken so tell me, you sue p2c for what exactly?

                      ie what damage have they caused and what redress you after and why? Just saying mate, it's not "that" simple.
                      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                      Comment


                      • #12
                        Re: Power to Contact Visits

                        They're making my blood boil, that's what....

                        Anyway mate, my point is - if they can just ignore the doorstep letter, then what's the point of most of these types of forums advising sending it? - is it not a waste of time?

                        If that's the case, then it looks like the only way I'm going to get my point across, is to quite honestly give the next agent a bloody good twatting. Maybe then, they might get the point to not ignore the letters....
                        -----------------------------------------------

                        Happiness, is screwing over a DCA.......

                        Comment


                        • #13
                          Re: Power to Contact Visits

                          You can sue whoever and whatever you like but assume everytime that the odds in court are 50/50, you only need to shift the odds less than 1% to win (or LOSE) in a civil case. in A Tort issue you will have to demonstrate to a judge that you have actually suffered material loss and distress which is quantifiable. Not an easy task as the onus of proof as claimant (plaintiff) lies entirely with you. Many if these sorts of cases are won and the damages awarded are negligible such that you out of pocket by several thousands in all probability, if you lose then you have the other sides costs to pay as well. Generally it is a case of swallow the old pride and see them off at the door IF they come, photograph 'em. hose 'em down with the garden hose (no pressure washers though -- it becomes assault if you do) record do whatever, normally a copy of the "doorstep" letter from here does the trick as they know that they have no powers whatsoever in law and it could be used against them in any subsequent case.

                          Of course if there is any threatening behaviour, foot in the door stuff, then it becomes immediately criminal anyway and you complain to the local plod.

                          regards
                          Garlok

                          Comment


                          • #14
                            Re: Power to Contact Visits

                            Oh and PS if you don't use the doorstep letter as advised , then you have NOT revoked the implied licience under English Common Law to vist your property. That is tantamount to inviting them in and you will have no cause of complaint in any future actions.

                            Yes it pisses us all off but patience and pragmatism beats the crap out these parasites

                            regards
                            Garlok

                            Comment


                            • #15
                              Re: Power to Contact Visits

                              I Agree with Garlok don't let them wind you up......stay calm....
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment

                              Working...
                              X