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  • #1

    MBNA - I WON CASE DISMISSED

    Great news today.. MBNA left with their tail between their legs. Case dismissed.

    It took three hearings and ended up with a 2 hour narrative Judgement.

    I could not have done it without all the help given here on this site.

    Thankyou to everyone who had input and encouragement. In Particular Niddy and ATW

    Regards Jack
    Remember, "sometimes It doesn't matter if you lose, it is enough to have fought and made your point."
    Tags: 1st, account, benefits, breached, con, conduct, contract, court, creditor, dca, default, defaulted, equitable, estoppel, eye, help, legal, lloyds, mat, mbna, money, niddy, pay, rac, repayment, technical, text, transaction, withdraw, withdrawn, wrong
  • #2
    Re: MBNA WON cASE DISMISSED

    That's brilliant news Jackreacher!!!
    Well done you and all involved!!!!

    Comment

    • #3
      Re: MBNA WON cASE DISMISSED

      Well done ....
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • #4
        Re: MBNA WON cASE DISMISSED

        Congratulations to JR and the team who have supported you
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #5
          Re: MBNA WON cASE DISMISSED

          Thanks Guys.... hungover but feeling relieved ..that is victory over LLoyds and MBNA in the last two months.

          Thanks again for all input whether technical or encouragement. I have learned an awful lot in the last 6 months.. mostly I am as thick as siht XX

          regards Jack
          Remember, "sometimes It doesn't matter if you lose, it is enough to have fought and made your point."

          Comment

          • #6
            Re: MBNA WON cASE DISMISSED

            Brilliant Jack, well done
            "If wishes were horses, beggars would ride"

            Comment

            • #7
              Re: MBNA - I WON CASE DISMISSED

              That is great News to hear, well done to everyone (another tick in the box)
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • #8
                Re: MBNA - I WON CASE DISMISSED

                As I have an MBNA problem myself, can you please the year of the your Agreement please Jack?

                S

                Comment

                • #9
                  Re: MBNA - I WON CASE DISMISSED

                  Originally posted by Seamus View Post
                  As I have an MBNA problem myself, can you please the year of the your Agreement please Jack?

                  S
                  Hi Seamus 1998,

                  please ask if you need to know anything else.
                  Remember, "sometimes It doesn't matter if you lose, it is enough to have fought and made your point."

                  Comment

                  • #10
                    Re: MBNA - I WON CASE DISMISSED

                    Originally posted by jackreacher View Post
                    Hi Seamus 1998,

                    please ask if you need to know anything else.
                    Thankyou Jack, mine is 1997 so they could be similar. Not at court stage yet, but could be happening.

                    Cheers
                    S

                    Comment

                    • #11
                      Re: MBNA - I WON CASE DISMISSED

                      Massive well done Jack good luck Seamus another poke in the eye for the bullies xxxx
                      if you do it today and you like it you can always do it again tomorrow

                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • #12
                        Re: MBNA - I WON CASE DISMISSED

                        The case was won on the grounds of estoppel right? So its unlikely any other agreement from the same period will be able to use the same argument since its not specific to what was supplied but what was agreed.
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                        • #13
                          Re: MBNA - I WON CASE DISMISSED

                          Originally posted by SXGuy View Post
                          The case was won on the grounds of estoppel right? So its unlikely any other agreement from the same period will be able to use the same argument since its not specific to what was supplied but what was agreed.
                          What is ''estoppel''?

                          Seamus

                          Comment

                          • #14
                            Re: MBNA - I WON CASE DISMISSED

                            an Estoppel is an agreement between two parties, like a contract. Jack had an agreement which he had proof of, that himself and MBNA agreed to a repayment plan. The account was defaulted and terminated during this time, and the judge agreed that as it was an agreement to pay a sum between two parties, they were wrong to terminate.

                            I don't think the judge rulled on anything bad in terms of the original agreement, but I could be wrong, will wait to see the judges summary.
                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment

                            • #15
                              Re: MBNA - I WON CASE DISMISSED

                              I see, many thanks

                              S

                              Comment

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