Hi

I've just received my SAR for my barclaycard and there is no PPI, but there is card protection insurance. The statements only start from 2009 (although the card application started in 2006) and up until 2012 (1 year after I defaulted), they were still taking the payment. When each...

Amex to let cardholders use Membership Rewards points to pay off their balances

This is a duplicate of the Blog Entry made on: 10th June 2016 13:20
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Having used ATMs recently in a Far East Country, I have not only been charged a Debit card fee by UK Bank but a local Bank ATM charge as well, which equated to approx £3.00, so all in all each transaction using ATMs in that country was £5.00+ charge approx each transaction.


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Digital tax: 'HMRC wants a direct link to everyone's bank accounts'

This is a duplicate of the Blog Entry made on: 31st January 2016 08:35
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O.H. having problems from 19th October 2015, ATM deposit, made ATM showed fault has occurred, returned card BUT no receipt for £130.00 deposited, staff commented between themselves not the ATM again, so O.H. had to go to the counter and the teller said I get a receipt for you and printed off a statement...

Anyone know who other than Bank of Scotland/Lloyds/Halifax show pending debit card transactions ? I'm aware not all debit cars transactions will show due to online v offline auth

Once upon a time the banks used to shave a bit off the exchange rate to cover payments and cash withdrawals in foreign currency while abroad.
Since November 2013 this changed, and the NSTF is shown seperately while the exchange rate is shown as the 'normal' rate on the dayof the transaction....

When a trader offers credit , e.g. one year interest free credit, the loan is not normally advanced by the trader but by a finance house, and goods are not ordered or delivered until the loan is approved, which may take weeks.

Under CCA regs, who is the Creditor for cancellation rights?...

After almost 6 years helping a friend see off at least 8 creditors there's now light at the end of the tunnel. This year should see a totally trashed credit file turn green as the defaults start to drop off. Most creditors recorded defaults pretty much soon after a few missed payments so not a problem...

Morning,

This time last year i paid in a cheque that was in Canadian Dollars. Few days later, credited to account. Great.
Done the same thing last week and there has been no sign of it. Called the bank who advised it can 6-8 weeks to credit my account. I asked why the last one (from...

Have received this in my e-mailbox:-



Your order #16564025139 will be shipped on 18-12-2014.
Date: December 08, 2014. 01:44pm
Price: £188.57
Transaction number: B08AD6BD02BD

Please find the detailed information on your purchase in the attached...

Hi,

I tried to draw some money out of an ATM in my local supermarket on Friday and after an age waiting it said something along the lines of "session timeout, transaction cancelled, then out of order or similar". I went to use the machine next to it as there's two and it wouldn't...

Hi everyone, there has been lots in the press about underpayment of PPI. Are companies supposed to contact you or vice versa? How far does this go back as I'm sure LLoyds underpaid me but I was just grateful to receive anything!

Great news today.. MBNA left with their tail between their legs. Case dismissed.

It took three hearings and ended up with a 2 hour narrative Judgement.

I could not have done it without all the help given here on this site.

Thankyou to everyone who had input and...

Hi
I've been reading quite a lot and have a couple of questions please ...

Firstly, has anybody ever had any success with arguing un-enforceability on the grounds that the Terms and Conditions aren't easily legible? The printed copy provided has typing so small that it has to be read...