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  • julian
    started a topic Summons for Magistrates Court

    Summons for Magistrates Court

    A bit unusual and not much info found. Has anybody any pointers?

    A colleague has had some work done on a party wall, with an agreed Party Wall surveyor. Unfortunately, last minute costs have been awarded to a neighbour with additional costs for the surveyor. There is no breakdown of costs,...
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  • Unwarranted CIFAS against my Name - Mortgage Application Fraud

    Hi Forum,
    I am new this forum (infact to any forum) but the need is such!!! So please accept my apologies if my below request is more in detail and boring and not in line with your expectations.

    Issue in Detail: I have started a mortgage application with a leading UK Bank (which...
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  • Zeppelin
    started a topic Zeppelin's UE Diary

    Zeppelin's UE Diary

    Hi.

    Some of the UE Diaries start with some background whilst others don't seem to but I reckoned I should provide some background, partly as it might help other forum readers and partly to give Niddy and the other advisers relevant background details on specific debts.

    I...
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    Last edited by Zeppelin; 19th February 2017, 09:08.

  • HMRC's taxing you on interest you've not been paid!

    HMRC's taxing you on interest you've not been paid!

    This is a duplicate of the Blog Entry made on: 8th June 2016 17:25
    Pensioners left out of pocket as tax codes are switched in sneaky raid


    • Savers being forced to survive on reduced incomes due to bungled tax
    ...
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  • TibetanMonk
    started a topic Where do I stand?

    Where do I stand?

    Hey guys,

    I've had an issue at work where my probation has been extended due to a few things that haven't been completed on time. This probation was extended yesterday morning over the phone by my line manager, I had to go to the doctors yesterday morning which I forgot about, and it wasn't...
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  • Northern Rock - Together Mortgages - Unsecured Loan

    Hi All

    I had a "Together Mortgage" with northern rock. The property was sold in dec 2014 leaving £16k for the unsecured loan. The loan was in my mine and my ex partners name (he who had not paid anything for years and left it down to me) I wrote to Northern Rock offering them...
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  • Nat West Gold Plus AC's being withdrawn

    I am sure there are many people affected by the above, which for most will be taking place in the next few months.

    I can find very little info apart from stating the fact anywhere on the internet. It seems very unfair as Nat West are transferring existing customers with this account...
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  • Leixlip1
    started a topic Moorgate Loan Servicing

    Moorgate Loan Servicing

    Just info' really.
    I have a long running history with Moorgate who cannot produce a CCA to enforce an alleged debt and have admitted by letter, as did their solicitors Shoosmiths, that no legal action could be taken without it. They communicate with me regularly threatening home visits which...
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  • NS&I changes pensioner bond small print meaning half a million

    NS&I changes pensioner bond small print meaning half a million

    This is a duplicate of the Blog Entry made on: 25th November 2015 16:43
    .......savers won't be able to withdraw their cash with a phone call

    Around 470,000 savers who took out National Savings & Investments
    ...
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  • AAD News Feed
    started a topic Barclays customers hit by computer glitch

    Barclays customers hit by computer glitch

    Barclays customers hit by computer glitch

    This is a duplicate of the Blog Entry made on: 26th October 2015 09:21
    Bank hit by computer failure which left some customers unable to withdraw cash or make payments

    Barclays bank customers were left unable to access their money
    ...
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  • AAD News Feed
    started a topic Pension exit fees under scrutiny

    Pension exit fees under scrutiny

    Pension exit fees under scrutiny

    This is a duplicate of the Blog Entry made on 17th June 2015 16:20.

    *"Excessive" early exit penalties handed to people wishing to withdraw money from their pension pot could be capped. * Chancellor George Osborne...

    Click...
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  • julian
    started a topic Who is the Creditor?

    Who is the Creditor?

    When a trader offers credit , e.g. one year interest free credit, the loan is not normally advanced by the trader but by a finance house, and goods are not ordered or delivered until the loan is approved, which may take weeks.

    Under CCA regs, who is the Creditor for cancellation rights?...
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  • macjohn
    started a topic Two CCJs only now aware

    Two CCJs only now aware

    Hi,

    I have just been made aware that I have two CCJs against my name, embarrassingly I was told by my potential employers when they have done a credit/reference check.

    I had no idea and when I asked if they could give me the details I have contacted the courts and for the...
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  • Request a retrospective default or retain payment history?

    Hi all and thanks for reading. I have recently finished a DMP and I am looking for some advice on improving my credit rating with a view to applying for a mortgage, as I finally start toget my finances back on track. My situation is as follows: Thedefaults registered on my account are due to fall...
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  • realfedup
    started a topic Late payment charges

    Late payment charges

    i have been trying to navigate my way around the site, reading up and getting a better understanding of this debt minefield.


    i would like to start with what some might consider a small(er) issue - for me its a matter of principle


    i originally and unwittingly held...
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    Last edited by Pixie; 12th March 2015, 15:19.
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