Hi All

I had a "Together Mortgage" with northern rock. The property was sold in dec 2014 leaving £16k for the unsecured loan. The loan was in my mine and my ex partners name (he who had not paid anything for years and left it down to me) I wrote to Northern Rock offering them...

I am sure there are many people affected by the above, which for most will be taking place in the next few months.

I can find very little info apart from stating the fact anywhere on the internet. It seems very unfair as Nat West are transferring existing customers with this account...

Just info' really.
I have a long running history with Moorgate who cannot produce a CCA to enforce an alleged debt and have admitted by letter, as did their solicitors Shoosmiths, that no legal action could be taken without it. They communicate with me regularly threatening home visits which...

When a trader offers credit , e.g. one year interest free credit, the loan is not normally advanced by the trader but by a finance house, and goods are not ordered or delivered until the loan is approved, which may take weeks.

Under CCA regs, who is the Creditor for cancellation rights?...

Great news today.. MBNA left with their tail between their legs. Case dismissed.

It took three hearings and ended up with a 2 hour narrative Judgement.

I could not have done it without all the help given here on this site.

Thankyou to everyone who had input and...

Excuse me if I'm posting in the wrong section but I really don't know where to start

Basically, my 18 year old son had his Halifax Visa Debit card stolen and, in the four and a half hours between last seeing it and realising it was missing, someone managed to get a Wonga loan paid onto...

Was just chatting to a friend and told them what I am doing and he said that if there was a CCA then the OC would have taken me to court and that they had dealings with Lowell who are all bull and no horns. Interesting! Is this right?
Mind you my debt is post 2007 so CCA doesn't matter.. but then...

Hi

I bought a car from the police at auction almost a year ago - one that they had previously seized - and I have recently found that it is still not registered to me at DVLA.
This has come to light as a camera van in a neighbouring county clocked me exceeding 70mph on a dual carriageway....

my parked renault espace was hit by a hgv2 lorry in my street causing a paint scratch along the back panel, rear door and side indicator. the car is probably worth £600 tops but was in good condition and ultra reliable. my insurers say they have not received the estimate through yet from the bodyshop,...

Short-term income protection cover axed by banks as they fear payouts worth thousands of pounds

This is a duplicate of the Blog Entry made on 9th January 2013 08:56.

Low-cost family insurance that covers illness or redundancy is being withdrawn by banks and building societies...

The cold call victim who fought back

This is a duplicate of the Blog Entry made on 27th October 2012 13:13.

Complaints about unsolicited calls and texts from sales and marketing companies have reached an all-time high. But now one man has successfully...

Click...

RBS leaves government's toxic asset insurance scheme

This is a duplicate of the Blog Entry made on 17th October 2012 07:28.

Royal Bank of Scotland (RBS) has withdrawn from the government's scheme that provides insurance against losses from banks' riskiest assets. The......

Amazing how Banks & other Businesses are not out of business, their letters leave a lot to be desired for instance -

1. Bank say they have written on such a date. - no letter received.

2. Letter arrives next month giving an update to an overdraft for previous...

Yes-Secure savers withdraw their cash after rates are cut

This is a duplicate of the Blog Entry made on 18th April 2012 11:04.

Savers using a money exchange website have revolted and withdrawn their cash after rates were chopped. Angry members of Yes-Secure have gone on......

Type of account
Credit card

Date commenced
2001 (approx)

Approx balance
£7000

Date last paid
July 2010

Are you on arrangement or not paying
Not paying

Status
Default issued June 2011

...